Underwriting news and trends

Hippo’s CEO Says InsurTech Grew Up and the Progressive Deal Proves It
Insurance // April 13, 2026

Watch more: Monday Conversation With Hippo’s Rick McCathron Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Square Expands Lending Access for Seasonal and Project-Based Sellers
Loans // March 27, 2026

Square is now extending credit to more sellers after improving its underwriting models to assess the creditworthiness of those with non-standard revenue patterns. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

PicPay Takes Its Credit Strategy to Wall Street With US IPO
Mobile // February 02, 2026

Watch more: Monday Conversation with PicPay’s Eduardo Chedid Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Capitol Hill Confronts AI’s Growing Grip on Financial Services
Artificial Intelligence // December 10, 2025

Artificial intelligence (AI) has moved rapidly into every corner of the economy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Interviews & Exclusives
EXCLUSIVE: Affirm Rebuilds Underwriting to Approve Borrowers a Credit Score Can’t See

September 17, 2026
Affirm has started using a new real-time underwriting model at U.S. checkouts that approves consumers its previous models would have declined, including shoppers with limited credit histories and no FICO score at all. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no […]

Hippo’s CEO Says InsurTech Grew Up and the Progressive Deal Proves It

April 13, 2026
Watch more: Monday Conversation With Hippo’s Rick McCathron Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

PicPay Takes Its Credit Strategy to Wall Street With US IPO

February 02, 2026
Watch more: Monday Conversation with PicPay’s Eduardo Chedid Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

AI Copilots Give Commercial Insurance a Long-Overdue Makeover

March 06, 2025
The commercial insurance industry, an economic linchpin valued in the hundreds of billions, has long been bogged down by antiquated, paper-based processes. Get the Full Story Complete the form to...

Quick Reads
Square Expands Lending Access for Seasonal and Project-Based Sellers

March 27, 2026
Square is now extending credit to more sellers after improving its underwriting models to assess the creditworthiness of those with non-standard revenue patterns. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

Capitol Hill Confronts AI’s Growing Grip on Financial Services

December 10, 2025
Artificial intelligence (AI) has moved rapidly into every corner of the economy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Amount Debuts AI Policy Optimizer for Risk Assessment, Credit Underwriting

October 24, 2024
Credit underwriting strategy can be an untapped competitive advantage for lenders. It turns out analytics can be used to automate and improve that too. Get the Full Story Complete the...

Neobank Dave Attributes Best-Ever Credit Performance to AI-Driven Underwriting Engine

May 07, 2024
Neobank Dave said it improved its credit performance over the past year with the use of artificial intelligence (AI). Get the Full Story Complete the form to unlock this article and...