Affirm has started using a new real-time underwriting model at U.S. checkouts that approves consumers its previous models would have declined, including shoppers with limited credit histories and no FICO score at all. The transformer-based model is now live, according to a Thursday (Sept. 17)...
Watch more: Monday Conversation With Hippo’s Rick McCathron Ask most people about their homeowners insurance and you’ll get a shrug. It’s not exactly a dinner-table conversation starter. But behind that ho-hum product sits one of the most structurally complicated, climate-rattled and technologically disrupted markets in...
Square is now extending credit to more sellers after improving its underwriting models to assess the creditworthiness of those with non-standard revenue patterns. The new underwriting models enable the company to offer Square Loans to project-based earners, seasonal operators and businesses that are new to...
Watch more: Monday Conversation with PicPay’s Eduardo Chedid PicPay’s entry into U.S. public markets last week was not just about ringing the NASDAQ opening bell. It was a statement about where the company’s business, and its growth engine, now lives. After years of building scale...
September 21, 2026
Watch more: Monday Conversation With Affirm’s Libor Michalek Picture someone who had a bad year. A few bills went unpaid, and their credit score took the hit. Then things turned around. Every payment since has been on time. The score hasn’t caught up. Now picture someone whose trouble is just starting. A missed payment here, […]
September 17, 2026
Affirm has started using a new real-time underwriting model at U.S. checkouts that approves consumers its previous models would have declined, including shoppers with limited credit histories and no FICO...
April 13, 2026
Watch more: Monday Conversation With Hippo’s Rick McCathron Ask most people about their homeowners insurance and you’ll get a shrug. It’s not exactly a dinner-table conversation starter. But behind that...
February 02, 2026
Watch more: Monday Conversation with PicPay’s Eduardo Chedid PicPay’s entry into U.S. public markets last week was not just about ringing the NASDAQ opening bell. It was a statement about...
March 27, 2026
Square is now extending credit to more sellers after improving its underwriting models to assess the creditworthiness of those with non-standard revenue patterns. The new underwriting models enable the company to offer Square Loans to project-based earners, seasonal operators and businesses that are new to Square, the company said in a Friday (March 27) press […]
December 10, 2025
Artificial intelligence (AI) has moved rapidly into every corner of the economy. Financial services is a flash point over whether AI will strengthen or destabilize markets, as illustrated at a...
October 24, 2024
Credit underwriting strategy can be an untapped competitive advantage for lenders. It turns out analytics can be used to automate and improve that too. To help financial institutions of all...
May 07, 2024
Neobank Dave said it improved its credit performance over the past year with the use of artificial intelligence (AI). Between the first quarter of 2023 and the first quarter of 2024,...
