Smbs news and trends

Commercial Lending Moves Toward Continuous Underwriting

October 27, 2026
commercial-lending-working-capital
Intuit Unveils Custom Financial AI Tools for Nonprofits and Manufacturers
Artificial Intelligence // October 27, 2026

Intuit introduced new and expanded financial intelligence tools designed for the nonprofit, manufacturing and construction sectors, the company said in a Tuesday (Oct. 27) press release. Intuit added these industry-specific, artificial intelligence-native capabilities to Intuit Enterprise Suite and QuickBooks Online Advanced, according to the release....

AI Breaks the Traditional Relationship Between Business Growth and Hiring
SMBs // October 27, 2026

Artificial intelligence is creating a new competitive question for small businesses. What happens when revenue can grow without payroll growing alongside it? The PYMNTS Intelligence report “New Data Shows Small Businesses Use AI to Grow Without Hiring,” part of the SMB Growth Monitor, found in...

Currency Costs Test the Promise of Cross-Border Payment Bundles
Cross-border Payments // October 22, 2026

Small businesses in the United States purchasing overseas want faster payments, lower fees and better exchange rates. Financial providers are combining accounts, currency management and spending services around that activity. The PYMNTS Intelligence report “The Cross-Border Opportunity: What Global Sourcing by US SMBs Means for...

Klarna and FreshBooks Team on BNPL for Small Business
BNPL // October 21, 2026

Pay-later provider Klarna launched a new partnership with small business management software company FreshBooks, according to a Wednesday (Oct. 21) news release. The collaboration is designed to bring Klarna’s buy now, pay later (BNPL) payment methods into FreshBooks’ invoicing and payment flows, with no added...

Interviews & Exclusives
Commercial Lending Moves Toward Continuous Underwriting

October 27, 2026
A commercial borrower’s finances keep changing after a loan is approved, as invoices are collected, inventory is purchased and payroll comes due. Continuous underwriting brings that activity into the purview of credit reviews. Payment receipts, account balances and operating records offer lenders information about repayment capacity between scheduled reviews, with implications for credit limits, financing […]

AI Breaks the Traditional Relationship Between Business Growth and Hiring

October 27, 2026
Artificial intelligence is creating a new competitive question for small businesses. What happens when revenue can grow without payroll growing alongside it? The PYMNTS Intelligence report “New Data Shows Small...

Currency Costs Test the Promise of Cross-Border Payment Bundles

October 22, 2026
Small businesses in the United States purchasing overseas want faster payments, lower fees and better exchange rates. Financial providers are combining accounts, currency management and spending services around that activity....

Treso Wants Financial Products to Pay for Doctors’ Software

October 19, 2026
Independent medical practices operate like small businesses, but the financial tools available to them rarely account for how healthcare works. Physicians must manage insurance reimbursements, medical supplies and operating expenses...

Quick Reads
Intuit Unveils Custom Financial AI Tools for Nonprofits and Manufacturers

October 27, 2026
Intuit introduced new and expanded financial intelligence tools designed for the nonprofit, manufacturing and construction sectors, the company said in a Tuesday (Oct. 27) press release. Intuit added these industry-specific, artificial intelligence-native capabilities to Intuit Enterprise Suite and QuickBooks Online Advanced, according to the release. The new capabilities for nonprofits include fund and grant accounting […]

Klarna and FreshBooks Team on BNPL for Small Business

October 21, 2026
Pay-later provider Klarna launched a new partnership with small business management software company FreshBooks, according to a Wednesday (Oct. 21) news release. The collaboration is designed to bring Klarna’s buy...

Mercury Integrates AI-Powered Payroll Capabilities Into Entrepreneur Accounts

October 20, 2026
FinTech company Mercury added an artificial intelligence-native payroll solution to its offerings so that founders can pay employees and contractors from the account they already use to manage their money,...

Mastercard and Extend Team to Improve Bank and Business Software

October 19, 2026
Mastercard has chosen spend management/virtual card FinTech Extend as one of its financial operations platform partners. The collaboration, announced Monday (Oct. 19), is designed to bring new spend and expense...