Charge Offs news and trends

Card Delinquencies Below Pre-COVID Levels
Credit Cards // August 17, 2025

Credit card delinquencies among American consumers reportedly crept up slightly last month. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

US Credit Card Delinquencies Creep Up Past Pre-COVID Levels
Credit Cards // July 27, 2025

U.S. credit card delinquencies and charge-offs are now higher than they were before COVID. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

JPMorgan Forecasts Rising Interest Income Despite Economic Uncertainty
Banking // May 19, 2025

America’s biggest bank says businesses and consumers are resilient in the face of uncertainty. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Enova Sees ‘Stable’ Nonprime Consumer Credit, Small Business Trends
Earnings // February 04, 2025

Enova International’s fourth quarter growth — with double-digit gains in loan originations and revenues — showed strength across small business demand and lending to consumers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Interviews & Exclusives
LendingClub Shares Plummet as Loan Originations Slow

January 28, 2025
LendingClub’s latest quarterly results, released Tuesday (Jan. 28), indicated growth across several key metrics, including loan originations and deposits through its digital banking arm, and some improving credit metrics. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Bank SEC Filings Show Higher Delinquencies, Charge-Offs as Consumers Load Up on Card Debt

September 17, 2024
U.S. consumers are taking on more card debt than has been seen in years. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Quick Reads
Credit Card Delinquencies Edge Up to 2.5% Across Top Banks

August 18, 2026
The average credit card delinquency rate ticked up from 2.48% in June to 2.50% in July, Seeking Alpha reported Tuesday (Aug. 18), based on the results of seven banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Card Delinquencies Below Pre-COVID Levels

August 17, 2025
Credit card delinquencies among American consumers reportedly crept up slightly last month. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

US Credit Card Delinquencies Creep Up Past Pre-COVID Levels

July 27, 2025
U.S. credit card delinquencies and charge-offs are now higher than they were before COVID. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

JPMorgan Forecasts Rising Interest Income Despite Economic Uncertainty

May 19, 2025
America’s biggest bank says businesses and consumers are resilient in the face of uncertainty. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...