Credit Cards news and trends

CFPB Readies New Probe Into Credit Card Late Fees
CFPB // July 09, 2026

The Consumer Financial Protection Bureau (CFPB) has submitted a request for information regarding credit card late fees and late payments, according to a Pending EO 12866 Regulatory Review posted by the Office of Information and Regulatory Affairs (OIRA). Get the Full Story Complete the form...

The New Competition in Card Rewards Is Over Rules, Data and Money
Loyalty & Rewards // July 08, 2026

Credit card rewards were built for a world where the issuer set the terms, the consumer spent and the value arrived later. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

South African FinTech Float Launches Card-Linked Installments in UK
BNPL // July 07, 2026

Float, which has offered credit card-linked installment payment options in South Africa since 2021, expanded to the United Kingdom, Motor Trade News reported Tuesday (July 7). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Credit Card Payments Outpace Debit for First Time Since 2000
Payment Methods // July 01, 2026

Cards continued to account for the greatest number of noncash payments in the United States in 2024, while ACH payments continued to account for the highest value of noncash payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Interviews & Exclusives
Smaller Card Issuers Can Out-Compete the Giants, New Study Finds

July 13, 2026
Customer lifetime value has long been treated as an output metric, a way to judge whether a card portfolio performed well after the fact. Increasingly, issuers are using it as an operating discipline, measuring whether every decision improves the odds that a customer stays longer, spends more consistently and becomes harder to displace. Get the […]

The New Competition in Card Rewards Is Over Rules, Data and Money

July 08, 2026
Credit card rewards were built for a world where the issuer set the terms, the consumer spent and the value arrived later. Get the Full Story Complete the form to...

32.7% of Gen Z Business Owners Pick Email for Card Support

June 15, 2026
Small business owners have a message for the companies that issue business credit cards. They want digital tools, but keep a human nearby. Get the Full Story Complete the form...

Smart Checkout Gives Issuers a New Way to Win Top of Wallet

June 11, 2026
For 20 years, the homepage, search bar and app feed controlled consumer discovery. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Quick Reads
CFPB Readies New Probe Into Credit Card Late Fees

July 09, 2026
The Consumer Financial Protection Bureau (CFPB) has submitted a request for information regarding credit card late fees and late payments, according to a Pending EO 12866 Regulatory Review posted by the Office of Information and Regulatory Affairs (OIRA). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]

South African FinTech Float Launches Card-Linked Installments in UK

July 07, 2026
Float, which has offered credit card-linked installment payment options in South Africa since 2021, expanded to the United Kingdom, Motor Trade News reported Tuesday (July 7). Get the Full Story...

Credit Card Payments Outpace Debit for First Time Since 2000

July 01, 2026
Cards continued to account for the greatest number of noncash payments in the United States in 2024, while ACH payments continued to account for the highest value of noncash payments....

AmEx and ABA Team to Launch Credit Cards for Legal Practices

June 24, 2026
Financial services platform Mercantile has joined forces with American Express and the American Bar Association (ABA). Get the Full Story Complete the form to unlock this article and enjoy unlimited...