Credit Cards news and trends

American Express Turns Card Rewards Into Bank Deposits

October 29, 2026
Amex business card
Mastercard Pushes Back on Card Substitutes in AI Shopping
Earnings // October 29, 2026

Mastercard wants artificial intelligence shopping agents to use tokenized versions of consumers’ chosen cards, preserving the payment preferences, rewards and controls attached to those accounts. During  Mastercard’s third-quarter earnings call Thursday (Oct. 29), CEO Michael Miebach took note of arrangements that insert a separate, one-time...

Kipp Targets US Expansion After LTVCo Acquisition
Acquiring // October 29, 2026

FinTech platform Kipp plans to accelerate its expansion in the United States after being acquired by an investor group led by The Lifetime Value Company (LTVCo) and its founders, the company said in a Thursday (Oct. 29) press release emailed to PYMNTS. Kipp will continue...

Subprime Card Denial Rate Is More Than Two Times the Super-Prime Rate
Consumer Finance // October 28, 2026

Consumers seeking to build credit can face a difficult cash decision: How much money they can afford to set aside before using a secured card. That funding requirement is central to “Secured Credit’s Next Turn: Unlocking Growth With Dynamic Funding,” the March 2026 edition of PYMNTS...

Visa Credentials Reach 5.2 Billion as Network Expands Into Agentic Commerce
Earnings // October 27, 2026

Visa expects its roster of nearly 50 artificial intelligence partners in production to double in the coming months, as it prepares to handle purchases that consumers and businesses delegate to software. The immediate focus is establishing the authority behind those purchases. During Visa’s fiscal fourth-quarter...

Interviews & Exclusives
Subprime Card Denial Rate Is More Than Two Times the Super-Prime Rate

October 28, 2026
Consumers seeking to build credit can face a difficult cash decision: How much money they can afford to set aside before using a secured card. That funding requirement is central to “Secured Credit’s Next Turn: Unlocking Growth With Dynamic Funding,” the March 2026 edition of PYMNTS Intelligence’s “Embedded Finance Tracker,” produced in collaboration with Galileo. The […]

Visa Credentials Reach 5.2 Billion as Network Expands Into Agentic Commerce

October 27, 2026
Visa expects its roster of nearly 50 artificial intelligence partners in production to double in the coming months, as it prepares to handle purchases that consumers and businesses delegate to...

Gen X Wants More From Familiar Payment Tools

October 27, 2026
Generation X is giving payments providers a clear signal to make payments more flexible, but keep them familiar. This cohort is not particularly interested in the rapid adoption of new...

Stablecoins Need to Get Behind Cards, Not Replace Them

October 21, 2026
Watch more: Paymentology Says AI Agents Must Earn the Right to Move Money The stablecoin industry has spent possibly too much time trying to reinvent checkout. Consumers already have a...

Quick Reads
American Express Turns Card Rewards Into Bank Deposits

October 29, 2026
American Express has introduced new ways for consumer and business cardholders in the United States to redeem rewards for a deposit into eligible American Express bank accounts, the company said in a Thursday (Oct. 29) press release. For consumers, U.S. Consumer Cash Back Card members can redeem Reward Dollars for a deposit into an American […]

Kipp Targets US Expansion After LTVCo Acquisition

October 29, 2026
FinTech platform Kipp plans to accelerate its expansion in the United States after being acquired by an investor group led by The Lifetime Value Company (LTVCo) and its founders, the...

Court Orders Fed to Rewrite Debit Card Swipe Fee Rule

October 26, 2026
A federal appeals court has upheld a lower court ruling striking down the Federal Reserve’s 21-cent cap on debit card interchange fees. This latest decision was handed down Monday (Oct....

Mastercard and MrBeast Team Up on Cards for Creators

October 26, 2026
Mastercard has launched a creator-focused partnership with YouTube superstar MrBeast. This effort will see Mastercard and MrBeast’s Beast Industries collaborate on new consumer and creator co-brand card programs, experiences and...