Apis news and trends

How AI Is Rewriting Credit Decisioning in Real Time
Artificial Intelligence // April 13, 2026

For decades, credit and payment decisions have relied on static scorecards and rigid “if-then” rules built for a slower payments environment. That model is now under strain. As transactions move across digital channels in real time, issuers must evaluate risk, intent and context instantly—not after...

Visa Scales Intelligent Authorization Tech to Europe
VISA // March 19, 2026

Visa has launched Visa Intelligent Authorisation (VIA) in Europe, less than two weeks after introducing this new capability on the Visa Acceptance Platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

New Visa API Tool Updates Payment Infrastructure
VISA // March 09, 2026

The Visa Acceptance Platform now enables acquirers to modernize their payment processing through a single API. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
Payments Innovation // March 03, 2026

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

Interviews & Exclusives
Agentic Commerce Forces a Rethink of Card Infrastructure

April 27, 2026
Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if […]

How AI Is Rewriting Credit Decisioning in Real Time

April 13, 2026
For decades, credit and payment decisions have relied on static scorecards and rigid “if-then” rules built for a slower payments environment. That model is now under strain. As transactions move...

Volatility Forces Banks and FinTechs to Rethink Cross-Border Strategy

February 17, 2026
While cross-border trade itself remains in a period of upheaval, the global payment options supporting cross-border commerce have never been more advanced and innovative. Get the Full Story Complete the...

CFOs Discover Their Most Sensitive Data Travels Too Freely

January 15, 2026
The 21st century enterprise is an increasingly porous one. Data flows more freely, decisions happen faster and the line between internal insight and external exposure is growing thinner. Get the...

Quick Reads
Visa Scales Intelligent Authorization Tech to Europe

March 19, 2026
Visa has launched Visa Intelligent Authorisation (VIA) in Europe, less than two weeks after introducing this new capability on the Visa Acceptance Platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

New Visa API Tool Updates Payment Infrastructure

March 09, 2026
The Visa Acceptance Platform now enables acquirers to modernize their payment processing through a single API. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Truist Teams With Mastercard for First Open Banking Integration

February 12, 2026
Truist launched its inaugural open banking integration, connecting first to Mastercard’s open finance technology, according to a Thursday (Feb. 12) press release. Get the Full Story Complete the form to...

Cloudflare Says It Resolved Services Issues Caused by Software Update

December 05, 2025
Cloudflare said Friday (Dec. 5) that it resolved an incident in which its network became unavailable for several minutes earlier in the day. Get the Full Story Complete the form...