Underwriting/page/2 news and trends

Square Expands Lending Access for Seasonal and Project-Based Sellers
Loans // March 27, 2026

Square is now extending credit to more sellers after improving its underwriting models to assess the creditworthiness of those with non-standard revenue patterns. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

PicPay Takes Its Credit Strategy to Wall Street With US IPO
Mobile Wallets // February 02, 2026

Watch more: Monday Conversation with PicPay’s Eduardo Chedid Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Capitol Hill Confronts AI’s Growing Grip on Financial Services
artificial intelligence // December 10, 2025

Artificial intelligence (AI) has moved rapidly into every corner of the economy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

AI’s Move From Banking Back Offices to Balance Sheets Warrants Caution
artificial intelligence // October 20, 2025

Technology and data are changing the face of credit and in particular, the underwriting of that credit. AI is proving to be, and will continue to be, part of that transformation. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Interviews & Exclusives
Hippo’s CEO Says InsurTech Grew Up and the Progressive Deal Proves It

April 13, 2026
Watch more: Monday Conversation With Hippo’s Rick McCathron Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to the […]

PicPay Takes Its Credit Strategy to Wall Street With US IPO

February 02, 2026
Watch more: Monday Conversation with PicPay’s Eduardo Chedid Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

AI Copilots Give Commercial Insurance a Long-Overdue Makeover

March 06, 2025
The commercial insurance industry, an economic linchpin valued in the hundreds of billions, has long been bogged down by antiquated, paper-based processes. Get the Full Story Complete the form to...

Pipe Aims $100 Million at Embedding Working Capital Solutions Into Business Software

June 11, 2024
The most valuable solution is the one that is there when you need it. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Quick Reads
Square Expands Lending Access for Seasonal and Project-Based Sellers

March 27, 2026
Square is now extending credit to more sellers after improving its underwriting models to assess the creditworthiness of those with non-standard revenue patterns. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

Capitol Hill Confronts AI’s Growing Grip on Financial Services

December 10, 2025
Artificial intelligence (AI) has moved rapidly into every corner of the economy. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Amount Debuts AI Policy Optimizer for Risk Assessment, Credit Underwriting

October 24, 2024
Credit underwriting strategy can be an untapped competitive advantage for lenders. It turns out analytics can be used to automate and improve that too. Get the Full Story Complete the...

Neobank Dave Attributes Best-Ever Credit Performance to AI-Driven Underwriting Engine

May 07, 2024
Neobank Dave said it improved its credit performance over the past year with the use of artificial intelligence (AI). Get the Full Story Complete the form to unlock this article and...