Banks news and trends

Ripple Gets OCC’s OK to Launch National Trust Bank

October 27, 2026
Scams Gain 10 Percentage Points in Share of Fraud Dollars
Fraud Prevention // October 27, 2026

Banks have an opportunity to strengthen fraud protection by helping customers recognize when someone is persuading them to send money to a criminal. That’s a central finding of “Scams Get Personal: Why Banks Pay More to Fight Fraud,” the September 2026 edition of PYMNTS Intelligence’s “The...

Backbase Helps Banks Deploy Agentic AI With Delivery Factory
Artificial Intelligence // October 27, 2026

Backbase has introduced a tool that pairs banking teams with specialized artificial intelligence (AI) agents. The banking operating system provider’s Delivery Factory lets a bank’s delivery team work with AI agents “from the first agreed requirement to working code,” Backbase said in a news release provided to PYMNTS...

OpenAI and Anthropic Want the Junior Banker’s 2 a.m. Shift
Artificial Intelligence // October 26, 2026

Wall Street’s next generation of artificial intelligence companies is taking shape around three businesses, including those that own financial data, those that turn it into research and analysis, and those that control the proprietary content investors rely on to make decisions. The emerging market includes...

Canada’s Draft Stablecoin Rules Uphold Ban on Yield Payments
Cryptocurrency // October 26, 2026

Canada began a 60-day consultation period on draft stablecoin regulations, CoinDesk reported Monday (Oct. 26). The regulations uphold a ban on yield payments and require nonbank issuers to keep their reserves with Canadian financial institutions, the report said. The consultation, which ends Dec. 23, is...

Interviews & Exclusives
Scams Gain 10 Percentage Points in Share of Fraud Dollars

October 27, 2026
Banks have an opportunity to strengthen fraud protection by helping customers recognize when someone is persuading them to send money to a criminal. That’s a central finding of “Scams Get Personal: Why Banks Pay More to Fight Fraud,” the September 2026 edition of PYMNTS Intelligence’s “The Fraud Economy.” Based on a July survey of 90 executives […]

OCC Leaves Stablecoin Rewards Door Open as Banks Defend Deposits

October 22, 2026
The week in digital assets was dominated by regulation. The net-net of a wild week? Banks face renewed competition for customers’ cash after federal regulators left room for cryptocurrency platforms...

Instant Payments May Give Credit Unions a Deposit Growth Advantage

October 22, 2026
Banks have generally measured instant payments by transactions: how many customers use them, how much money moves and how quickly payments arrive. An example from Amplify Credit Union adds another...

Banks’ Growing Fraud Tech Stacks Create an Integration Challenge

October 20, 2026
Banks have plenty of fraud technology, but getting all of it to work as a cohesive line of defense is becoming a problem. The PYMNTS Intelligence report “Scams Get Personal:...

Quick Reads
Ripple Gets OCC’s OK to Launch National Trust Bank

October 27, 2026
It has been a busy week so far for blockchain company Ripple. The company received regulatory permission to begin operating its own bank, Ripple National Trust Bank, according to a Monday (Oct. 26) press release, and on Tuesday (Oct. 27) announced new partnerships with BNY and Robinhood. The Office of the Comptroller of the Currency […]

Backbase Helps Banks Deploy Agentic AI With Delivery Factory

October 27, 2026
Backbase has introduced a tool that pairs banking teams with specialized artificial intelligence (AI) agents. The banking operating system provider’s Delivery Factory lets a bank’s delivery team work with AI agents “from the...

Canada’s Draft Stablecoin Rules Uphold Ban on Yield Payments

October 26, 2026
Canada began a 60-day consultation period on draft stablecoin regulations, CoinDesk reported Monday (Oct. 26). The regulations uphold a ban on yield payments and require nonbank issuers to keep their...

TD Bank Taps Akoya to Power Secure Open Banking API Access

October 23, 2026
TD Bank U.S. and data network Akoya are collaborating to help financial apps and data providers connect to TD through secure APIs, the companies said in a Tuesday (Oct. 20)...