Lending/page/2 news and trends

Experian Enhances Credit Underwriting With Early Affordability Checks

September 17, 2026
Experian
Truist Sells $5.5 Billion Auto Loan Portfolio to Pursue Higher Profits
Loans // September 15, 2026

Truist Financial, a top 10 commercial bank in the United States in terms of assets, disclosed Tuesday (Sept. 15) that it is selling $5.5 billion worth of auto loans and exiting the near-prime auto lending business. Get the Full Story Complete the form to unlock...

AI Could Make Small Trade Loans Pay Off Again
Working Capital // September 02, 2026

When a company sells goods to a buyer overseas, it often has to wait 30, 60 or 90 days to get paid. In the meantime, it needs cash to keep running. Banks have historically been reluctant to lend against that wait, especially for smaller companies,...

How Jack Henry, FIS and nCino Put Bank Modernization to Work
Earnings // August 27, 2026

Earnings season is showing that bank modernization demand is landing in faster payments, cloud and digital banking, and artificial intelligence tools aimed at credit, fraud and other defined operating workflows. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Private Credit Is Turning Corporate Treasurers Into Data Vendors
Loans // August 26, 2026

Credit quality has long decided who gets funded and who doesn’t. Information quality is now drawing that same line in corporate borrowing and working capital. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Interviews & Exclusives
How Jack Henry, FIS and nCino Put Bank Modernization to Work

August 27, 2026
Earnings season is showing that bank modernization demand is landing in faster payments, cloud and digital banking, and artificial intelligence tools aimed at credit, fraud and other defined operating workflows. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

WorkWhile CEO Wants Earning Power to Become Finance’s Fourth Rail

August 24, 2026
Watch more: Monday Conversation With WorkWhile’s Simon Khalaf Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Method Financial CEO Says Lenders Spot Borrower Financial Distress Too Late

August 10, 2026
Watch more: Monday Conversation With Method’s Jose Bethancourt Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Banks Built 2 Doors and Left the Middle Locked Out

July 21, 2026
Watch more: The Digital Shift | i2c | Dan Hanks Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Quick Reads
Experian Enhances Credit Underwriting With Early Affordability Checks

September 17, 2026
Experian has added a new feature to its Experian Marketplace that is designed to help lenders complete more verification and affordability checks earlier in the underwriting process for loans and credit cards, the company said in a Wednesday (Sept. 16) press release. Get the Full Story Complete the form to unlock this article and enjoy […]

Truist Sells $5.5 Billion Auto Loan Portfolio to Pursue Higher Profits

September 15, 2026
Truist Financial, a top 10 commercial bank in the United States in terms of assets, disclosed Tuesday (Sept. 15) that it is selling $5.5 billion worth of auto loans and...

Figure’s Blockchain Marketplace Tops $1 Billion Weekly Loan Applications After Record Q2

August 13, 2026
Blockchain-native capital marketplace Figure Technology Solutions saw its Consumer Loan Marketplace volume leap 132% to $4.3 billion in the second quarter as both prospects and investors saw the benefits of...

Upstart Loan Originations Jump 50% as It Preps Bank Launch

August 05, 2026
Digital lender Upstart saw loan originations jump 50% as it prepares to launch its bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...