Lending/page/5 news and trends

Digital Banking Becomes Bank of America’s Deposit Engine

July 14, 2026
Bank of America
SoFi Opens Lending Program for Its Small Business Owner Members
SMBs // June 30, 2026

Digital financial services app SoFi introduced a lending program for small businesses, according to a Tuesday (June 30) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Ripple Hopes to Bring Lending Layer to XRP Ledger
Cryptocurrency // June 29, 2026

Ripple wants to add a lending layer to its XRP Ledger blockchain, CoinDesk reported Monday (June 29). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

High Earners Help Banks Take the Lead in Installments
Alternative Credit // June 03, 2026

Installment lending was once framed as a way to broaden access to credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Bank Loans to UK Businesses Hit 28-Year Low
Banking // May 25, 2026

Lending by banks to businesses in the U.K. has reportedly reached a 28-year low. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Interviews & Exclusives
High Earners Help Banks Take the Lead in Installments

June 03, 2026
Installment lending was once framed as a way to broaden access to credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

Banks Risk Missing the Subprime Consumer Comeback Story

May 22, 2026
Subprime consumers are navigating the credit markets through a mix of installments, informal borrowing and carefully managed payment behavior that traditional scoring models do not always capture. Get the Full...

74% of Cardholders Push Issuers Toward Flexible Credit Options

May 15, 2026
Credit products are becoming more configurable, more installment-oriented and more closely tied to real-time consumer behavior. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Affirm: Agentic Credit Rewrites the Rules of Consumer Lending

April 27, 2026
Watch more: What’s Next in Payments With Affirm’s Libor Michalek Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Quick Reads
SoFi Opens Lending Program for Its Small Business Owner Members

June 30, 2026
Digital financial services app SoFi introduced a lending program for small businesses, according to a Tuesday (June 30) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this […]

Ripple Hopes to Bring Lending Layer to XRP Ledger

June 29, 2026
Ripple wants to add a lending layer to its XRP Ledger blockchain, CoinDesk reported Monday (June 29). Get the Full Story Complete the form to unlock this article and enjoy...

Bank Loans to UK Businesses Hit 28-Year Low

May 25, 2026
Lending by banks to businesses in the U.K. has reportedly reached a 28-year low. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

SoFi Buys Peach Finance to Boost Enterprise FinTech Platform

May 22, 2026
SoFi has acquired Peach Finance, a lending infrastructure startup specializing in loan servicing software. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...