Lending/page/4 news and trends

Commercial Lending Moves Toward Continuous Underwriting

October 27, 2026
commercial-lending-working-capital
Truist Weighs Sale of Insurance Lender Afco Credit
Banking // October 26, 2026

Truist is seeking a buyer for specialty lender Afco Credit as the bank sharpens its focus on banking operations, Bloomberg reported Monday (Oct. 26), citing unnamed sources. Afco handles insurance premium financing, and Truist is unloading noncore lending businesses, according to the report. Truist is...

Revolut Launches UK Personal Loans Up to £25,000
Personal Loans // October 26, 2026

FinTech Revolut debuted its first credit product since becoming a licensed United Kingdom bank, according to a Monday (Oct. 26) press release provided to PYMNTS. The company’s unsecured personal loans offering allows users to borrow between 2,000 pounds (about $2,700) and 25,000 pounds (about $33,000),...

AI Shifts Underwriting From the Person to the Purchase
Loans // October 23, 2026

The credit score has a strange blind spot. It knows a lot about the borrower and almost nothing about what the borrower is about to buy. And as latest installment of “The Future of AI Credit” playbook, a PYMNTS Intelligence collaboration with Thredd, shows, creditworthiness is not...

Stablecoins Move From Making Payments to Making Loans
Cryptocurrency // October 19, 2026

More digital assets are moving into lending strategies, turning stablecoin and cryptocurrency holdings into credit exposure for investors seeking yield. The growth shows how the uses for digital assets are expanding. Stablecoins and other tokens sit in wallets, move through payments or are deployed as...

Interviews & Exclusives
Commercial Lending Moves Toward Continuous Underwriting

October 27, 2026
A commercial borrower’s finances keep changing after a loan is approved, as invoices are collected, inventory is purchased and payroll comes due. Continuous underwriting brings that activity into the purview of credit reviews. Payment receipts, account balances and operating records offer lenders information about repayment capacity between scheduled reviews, with implications for credit limits, financing […]

AI Shifts Underwriting From the Person to the Purchase

October 23, 2026
The credit score has a strange blind spot. It knows a lot about the borrower and almost nothing about what the borrower is about to buy. And as latest installment...

Stablecoins Move From Making Payments to Making Loans

October 19, 2026
More digital assets are moving into lending strategies, turning stablecoin and cryptocurrency holdings into credit exposure for investors seeking yield. The growth shows how the uses for digital assets are...

Do Banks Need AI Employees More Than They Do Core Upgrades?

October 12, 2026
Watch more: Monday Conversation With Kastle’s Rishi Choudhary Rishi Choudhary, Co-Founder and CEO of Kastle, believes that banks have been approaching AI modernization from the wrong end of the technology stack:...

Quick Reads
Truist Weighs Sale of Insurance Lender Afco Credit

October 26, 2026
Truist is seeking a buyer for specialty lender Afco Credit as the bank sharpens its focus on banking operations, Bloomberg reported Monday (Oct. 26), citing unnamed sources. Afco handles insurance premium financing, and Truist is unloading noncore lending businesses, according to the report. Truist is looking to sell the business outright, or its assets, per […]

Revolut Launches UK Personal Loans Up to £25,000

October 26, 2026
FinTech Revolut debuted its first credit product since becoming a licensed United Kingdom bank, according to a Monday (Oct. 26) press release provided to PYMNTS. The company’s unsecured personal loans...

Equifax Equips Lenders With Mastercard Open Finance Insights

October 16, 2026
Equifax now offers consumer-permissioned financial insights enabled via Mastercard Open Finance alongside the Equifax consumer credit file, the company said in a Friday (Oct. 16) press release. Equifax customers can...

Experian Launches New Credit Reporting Agency to Deliver Cash Flow Insights

October 06, 2026
Experian has launched a new consumer reporting agency that helps financial institutions leverage consumer-permissioned cash flow insights to support underwriting decisions, the company said in a Tuesday (Oct. 6) press...