Open Banking news and trends

Personetics Partners With Plaid to Give Banks Deeper Customer Insights
Partnerships // August 18, 2026

Personetics has added open finance intelligence to its artificial intelligence (AI)-powered personalization platform for banks and credit unions by partnering with Plaid, Personetics said in a Tuesday (Aug. 18) press release. This partnership enables banks and credit unions to get a comprehensive view of a customer’s financial life by combining...

Flywire and Trustly Bring Open Banking Partnership to US
Payment Methods // August 12, 2026

Flywire is expanding support for open banking payments in the U.S. and Canada. The expansion, done in partnership with Trustly, is designed to let payers authorize secure, large domestic and cross-border payments from their bank accounts and in their local currency, the payments enablement company said in...

CFPB Open Banking Rewrite Could Put Data-Access Fees at Center of Section 1033 Fight
Bank Regulation // August 10, 2026

The Consumer Financial Protection Bureau (CFPB) is moving ahead with a potentially significant rewrite of its open banking regulations. According to a blog post by Ballard Spahr, lifting the current prohibition on banks charging fees to third parties for access to consumer financial data is...

57% of Firms in Payment-Heavy Industries Face More Fraud
Fraud Prevention // August 10, 2026

Faster payments can feel like a victory lap until fraud reaches the finish line first. Businesses want money to move in seconds, but their defenses often need far more time to catch up. “Payment Protection: Why Firms Still Aren’t Real-Time Ready” was produced by PYMNTS...

Interviews & Exclusives
Open Finance Exposes the Limits of the Primary Account

August 26, 2026
A primary financial relationship loses some of its value when the provider can see only a fraction of the customer’s money. Consumers now routinely distribute checking, savings, credit and investments among several institutions and apps. For banks and FinTechs, that creates two gaps. Money held elsewhere can’t generate deposits, transactions or other business for the […]

Open Banking Moves From Access to Economics

July 07, 2026
Open banking has been discussed as another way to move money, where debate over who controls the data that makes those payments possible is giving way to how that data...

Big Data Has a Bigger Execution Problem

May 21, 2026
The financial services sector has spent the better part of a decade treating data as the definitive competitive asset. Whoever has the most transaction history, the richest behavioral signals, the...

86% of Top Performing Credit Unions Support Open Banking

March 09, 2026
Small businesses may still like the local, relationship-first feel of credit unions, but that loyalty now comes with a digital price tag. The new PYMNTS Intelligence and Velera report, “Credit...

Quick Reads
Personetics Partners With Plaid to Give Banks Deeper Customer Insights

August 18, 2026
Personetics has added open finance intelligence to its artificial intelligence (AI)-powered personalization platform for banks and credit unions by partnering with Plaid, Personetics said in a Tuesday (Aug. 18) press release. This partnership enables banks and credit unions to get a comprehensive view of a customer’s financial life by combining their own data with open banking data that includes accounts […]

Flywire and Trustly Bring Open Banking Partnership to US

August 12, 2026
Flywire is expanding support for open banking payments in the U.S. and Canada. The expansion, done in partnership with Trustly, is designed to let payers authorize secure, large domestic and cross-border payments...

CFPB Says Data Aggregators Should Pay Fees

August 05, 2026
The Consumer Financial Protection Bureau (CFPB) plans to reconsider a final rule on personal financial data rights that became effective in January 2025, according to a rulemaking update posted in...

Open Banking Reaches 1 Billion Payment Milestone in the UK

July 28, 2026
The U.K.’s open banking system has now powered more than 1 billion payments. That’s according to an announcement Tuesday (July 28) from Open Banking Limited, which also noted a second milestone: the system...