Open Banking news and trends

Big Data Has a Bigger Execution Problem
Data & Research // May 21, 2026

The financial services sector has spent the better part of a decade treating data as the definitive competitive asset. Whoever has the most transaction history, the richest behavioral signals, the deepest customer profiles, wins. That intuition has shaped acquisition strategies, technology investments and regulatory arguments...

Trustly Marks Pay by Bank Milestone With 120-Plus Million Users
Payment Methods // April 07, 2026

Pay by Bank provider Trustly says it now has more than 120 million users worldwide. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

UK’s FCA Says Payments Innovation Is Among Its Regulatory Priorities in 2026
Legal & Regulation // March 26, 2026

The United Kingdom’s Financial Conduct Authority (FCA) plans to encourage innovation in payments this year by supporting the expansion of open banking, modernizing payments regulation, and exploring stablecoins and other tokenized payment instruments. Get the Full Story Complete the form to unlock this article and...

Visa’s Pismo Helps Vivi Money Launch New Financial Platform
VISA // March 23, 2026

Australian FinTech Vivi Money has debuted a financial platform built on infrastructure from Visa-owned Pismo. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
Open Banking Moves From Access to Economics

July 07, 2026
Open banking has been discussed as another way to move money, where debate over who controls the data that makes those payments possible is giving way to how that data is delivered, who bears the cost of maintaining secure application programming interfaces (APIs), and whether every data request should be treated equally. Get the Full […]

Big Data Has a Bigger Execution Problem

May 21, 2026
The financial services sector has spent the better part of a decade treating data as the definitive competitive asset. Whoever has the most transaction history, the richest behavioral signals, the...

86% of Top Performing Credit Unions Support Open Banking

March 09, 2026
Small businesses may still like the local, relationship-first feel of credit unions, but that loyalty now comes with a digital price tag. Get the Full Story Complete the form to...

Embedded Finance Firms Brace for Tighter US Regulations

February 26, 2026
From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay later, card installment plans, payments...

Quick Reads
Trustly Marks Pay by Bank Milestone With 120-Plus Million Users

April 07, 2026
Pay by Bank provider Trustly says it now has more than 120 million users worldwide. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive […]

UK’s FCA Says Payments Innovation Is Among Its Regulatory Priorities in 2026

March 26, 2026
The United Kingdom’s Financial Conduct Authority (FCA) plans to encourage innovation in payments this year by supporting the expansion of open banking, modernizing payments regulation, and exploring stablecoins and other...

Visa’s Pismo Helps Vivi Money Launch New Financial Platform

March 23, 2026
Australian FinTech Vivi Money has debuted a financial platform built on infrastructure from Visa-owned Pismo. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Plaid Adds Truist to Data-Sharing Platform

March 12, 2026
Truist Financial has teamed with Plaid to expand open banking access for its clients. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...