Open Banking news and trends

Personetics Partners With Plaid to Give Banks Deeper Customer Insights
Partnerships // August 18, 2026

Personetics has added open finance intelligence to its artificial intelligence (AI)-powered personalization platform for banks and credit unions by partnering with Plaid, Personetics said in a Tuesday (Aug. 18) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Flywire and Trustly Bring Open Banking Partnership to US
Payment Methods // August 12, 2026

Flywire is expanding support for open banking payments in the U.S. and Canada. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

CFPB Open Banking Rewrite Could Put Data-Access Fees at Center of Section 1033 Fight
Bank Regulation // August 10, 2026

The Consumer Financial Protection Bureau (CFPB) is moving ahead with a potentially significant rewrite of its open banking regulations. According to a blog post by Ballard Spahr, lifting the current prohibition on banks charging fees to third parties for access to consumer financial data is...

57% of Firms in Payment-Heavy Industries Face More Fraud
Fraud Prevention // August 10, 2026

Faster payments can feel like a victory lap until fraud reaches the finish line first. Businesses want money to move in seconds, but their defenses often need far more time to catch up. Get the Full Story Complete the form to unlock this article and...

Interviews & Exclusives
Open Finance Exposes the Limits of the Primary Account

August 26, 2026
A primary financial relationship loses some of its value when the provider can see only a fraction of the customer’s money. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing […]

Open Banking Moves From Access to Economics

July 07, 2026
Open banking has been discussed as another way to move money, where debate over who controls the data that makes those payments possible is giving way to how that data...

Big Data Has a Bigger Execution Problem

May 21, 2026
The financial services sector has spent the better part of a decade treating data as the definitive competitive asset. Whoever has the most transaction history, the richest behavioral signals, the...

86% of Top Performing Credit Unions Support Open Banking

March 09, 2026
Small businesses may still like the local, relationship-first feel of credit unions, but that loyalty now comes with a digital price tag. Get the Full Story Complete the form to...

Quick Reads
Personetics Partners With Plaid to Give Banks Deeper Customer Insights

August 18, 2026
Personetics has added open finance intelligence to its artificial intelligence (AI)-powered personalization platform for banks and credit unions by partnering with Plaid, Personetics said in a Tuesday (Aug. 18) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our […]

Flywire and Trustly Bring Open Banking Partnership to US

August 12, 2026
Flywire is expanding support for open banking payments in the U.S. and Canada. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

CFPB Says Data Aggregators Should Pay Fees

August 05, 2026
The Consumer Financial Protection Bureau (CFPB) plans to reconsider a final rule on personal financial data rights that became effective in January 2025, according to a rulemaking update posted in...

Open Banking Reaches 1 Billion Payment Milestone in the UK

July 28, 2026
The U.K.’s open banking system has now powered more than 1 billion payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...