The U.K.’s open banking system has now powered more than 1 billion payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...
Open banking has been discussed as another way to move money, where debate over who controls the data that makes those payments possible is giving way to how that data is delivered, who bears the cost of maintaining secure application programming interfaces (APIs), and whether...
The financial services sector has spent the better part of a decade treating data as the definitive competitive asset. Whoever has the most transaction history, the richest behavioral signals, the deepest customer profiles, wins. That intuition has shaped acquisition strategies, technology investments and regulatory arguments...
Pay by Bank provider Trustly says it now has more than 120 million users worldwide. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...
July 07, 2026
Open banking has been discussed as another way to move money, where debate over who controls the data that makes those payments possible is giving way to how that data is delivered, who bears the cost of maintaining secure application programming interfaces (APIs), and whether every data request should be treated equally. Get the Full […]
May 21, 2026
The financial services sector has spent the better part of a decade treating data as the definitive competitive asset. Whoever has the most transaction history, the richest behavioral signals, the...
March 09, 2026
Small businesses may still like the local, relationship-first feel of credit unions, but that loyalty now comes with a digital price tag. Get the Full Story Complete the form to...
February 26, 2026
From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay later, card installment plans, payments...
August 05, 2026
The Consumer Financial Protection Bureau (CFPB) plans to reconsider a final rule on personal financial data rights that became effective in January 2025, according to a rulemaking update posted in a pending regulatory review notice by the Office of Information and Regulatory Affairs. Get the Full Story Complete the form to unlock this article and […]
July 28, 2026
The U.K.’s open banking system has now powered more than 1 billion payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
April 07, 2026
Pay by Bank provider Trustly says it now has more than 120 million users worldwide. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
March 26, 2026
The United Kingdom’s Financial Conduct Authority (FCA) plans to encourage innovation in payments this year by supporting the expansion of open banking, modernizing payments regulation, and exploring stablecoins and other...
