Payment Methods news and trends

CFPB Data Confirms BNPL’s Positive Impact on Credit-Constrained Consumers

January 14, 2025
BNPL, buy now pay later, CFPB, consumer finances, installment payments
The State of the Stablecoin as a Payment Mechanism
Blockchain // January 14, 2025

For years, crypto has had its adherents and investors. But it was never truly taken seriously by the traditional financial sector and its composite institutions, the U.S. regulatory desert aside. As evidenced by a Monday (Jan. 13) report from the Federal Reserve Bank of Atlanta,...

Stripe Enables Merchants to Instantly Offer Klarna Payment Options
Payment Methods // January 14, 2025

Businesses in 25 countries that use Stripe’s financial infrastructure platform can now instantly offer Klarna’s payment options to their customers. This capability was enabled by a newly strengthened global partnership of Stripe and Klarna, the companies said in a Tuesday (Jan. 14) press release. “Stripe...

Digitizing the B2B Payments Landscape Starts With … Sales?
B2B Payments // January 14, 2025

The digitization of the B2B landscape is looking like an increasingly inevitable one. But in the near-term, the success of operational modernizations, including key B2B payment processes, could hinge on more than just technology — it may require a cultural change across all levels of...

CFPB Calls for Further Research Into BNPL’s Impact on Financial Health
BNPL // January 13, 2025

The Consumer Financial Protection Bureau (CFPB) said there is a need for more research into buy now, pay later (BNPL) after finding that BNPL borrowers held higher balances on other credit lines. “The importance of BNPL in the credit profiles of BNPL borrowers underlines the need...

Interviews & Exclusives
CFPB Data Confirms BNPL’s Positive Impact on Credit-Constrained Consumers

January 14, 2025
The appeal of stretching out one’s cash flow — making payments over time rather than all at once, and pressuring bank accounts or boosting interest-bearing debt levels — has long been a highlight of PYMNTS’ continuing reports on buy now, pay (BNPL) later plans.  Through the past few years — which have been marked by […]

46% of US Consumers Show Interest in Open Banking for Bill Pay

January 10, 2025
In the modern business landscape, adopting open payments platforms is no longer optional; it’s a necessity. A PYMNTS Intelligence report, “Three Things You Need to Know About Open Payments,” a...

Digital Wallets Go Global, but Local Nuances Remain

January 01, 2025
One of the projects we were most proud of at PYMNTS Intelligence was our series produced with Google Wallet on the attitudes toward and usage of digital wallets. In short:...

Four Trends That Show the Future of Cross-Border Payments

December 31, 2024
The global economy is an intricate web of transactions, and cross-border payments serve as its financial backbone. For much of its history, that backbone has been creaky, slow and inefficient....

Quick Reads
Stripe Enables Merchants to Instantly Offer Klarna Payment Options

January 14, 2025
Businesses in 25 countries that use Stripe’s financial infrastructure platform can now instantly offer Klarna’s payment options to their customers. This capability was enabled by a newly strengthened global partnership of Stripe and Klarna, the companies said in a Tuesday (Jan. 14) press release. “Stripe is now the easiest way for businesses to offer Klarna,” […]

CFPB Calls for Further Research Into BNPL’s Impact on Financial Health

January 13, 2025
The Consumer Financial Protection Bureau (CFPB) said there is a need for more research into buy now, pay later (BNPL) after finding that BNPL borrowers held higher balances on other credit...

JPM to Offer Payment Terminals With Biometric Authentication

January 13, 2025
J.P. Morgan Payments has unveiled two new proprietary payment terminals that integrate in-store biometric authentication with payment capabilities. The terminals — a payment tablet called J.P. Morgan Paypad and a...

Verifone Adds SoftPOS to New Payment Acceptance Tools

January 09, 2025
Connected commerce platform Verifone has introduced a new set of payment devices. Verifone Victa, as the collection is known, was announced Thursday (Jan. 9) along with a SoftPOS solution called...