This panel will focus focusing on the strategic use of data analytics to combat fraud and enhance transaction approval rates. Experts will explore the use of data analytics to detect and prevent fraudulent activities by identifying emerging trends and using analytical frameworks to balance fraud prevention with high approval rates for legitimate transactions, effectively reducing false declines. Additionally, the panel will highlight how to integrate advanced analytics into commercial banking services, providing real-time insights and decision-making capabilities for risk management and fraud detection. This includes adapting data analytics strategies to respond to evolving payment technologies and consumer behaviors, ensuring robust security for clients.