Instant payments are no longer a future promise, they’re reshaping how money moves today. In this conversation, Dan Anthony, EVP and CIO of FedNow, and Nilesh Dusane, Global Head of Institutional Payments at AWS, join PYMNTS to discuss the journey of FedNow from launch to early adoption, the use cases that are surprising and scaling fastest, and the strategies banks are using to bring instant payments to market. They also share perspectives on innovation in the cloud, the challenges of cross-border interoperability, and the role technology will play in shaping the next chapter of business and consumer spending.