Cover for the PYMNTS Intelligence and Trulioo April 2026 edition of the Digital Identity Framework report Agent-driven identity threats are rising as enterprises scale, increasing fraud risk, onboarding friction and verification challenges.

71% of Billion-Dollar Firms Face Agent Identity Threats

Scale Amplification: How Revenue Amplifies Agent-Driven Identity

In PYMNTS Intelligence’s new report in collaboration with Trulioo, “Scale Amplification: How Revenue Amplifies Agent-Driven Identity,” data shows that larger companies face a steeper mix of identity threats, rising friction and higher stakes when their fraud defenses miss the mark.

Inside the April Report

  • Firms with more than $1 billion in annual revenue are much more likely than smaller companies to encounter deepfakes, AI-generated identity documents and automated data scraping.
  • The largest firms are the most likely to keep KYC and KYB internal, yet internal-only models report the highest rates of KYA incidents and losses.
  • Larger firms are more likely to report rising false positives, higher transaction declines and onboarding delays that hurt conversion and customer trust.

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