News

Social Commerce
TikTok Continues Operations in US as New Joint Venture
January 23, 2026

TikTok will continue to operate in the United States as a new, majority American-owned joint venture called TikTok USDS Joint Venture LLC. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Banking
Citigroup to Lay Off Managing Directors and Senior Employees in March
January 23, 2026

Citigroup reportedly plans to lay off an unspecified number of employees in March after cutting about 1,000 jobs this month. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Banking
Affirm Applies to Establish Industrial Loan Charter
January 23, 2026

Buy now, pay later (BNPL) provider Affirm aims to establish a bank subsidiary called Affirm Bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Digital Banking
Revolut Drops US Bank Buyout Plan, Eyes Standalone OCC Charter
January 23, 2026

Revolut is shifting its U.S. playbook again. The U.K.-headquartered FinTech has dropped plans to buy an American bank and is now preparing to pursue a standalone U.S. banking license, a move that would give it a clearer path to scale lending and other core bank...

Artificial Intelligence
Anthropic Says Most Gen AI Use Still Involves Human Oversight
January 22, 2026

Predictions about generative artificial intelligence (AI) often focus on extremes, from mass job displacement to sweeping productivity gains. New usage-level data from Anthropic offers a more measured picture of what is happening inside real workflows today. Get the Full Story Complete the form to unlock...

Security & Fraud
Supply Chain Cyberattack Puts Enterprise Trade Secrets at Risk
January 22, 2026

If enterprise cybersecurity has a primary fault line, it is the supply chain. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Artificial Intelligence
Medical Schools Use AI Patients to Help With Clinical Training
January 22, 2026

Medical schools and teaching hospitals in the U.K. and U.S. are increasingly using artificial intelligence (AI)-generated patients to train future doctors. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Investments
LiveKit Raises $100 Million for Voice AI Developer Platform
January 22, 2026

LiveKit raised $100 million in a Series C funding round to accelerate the growth of its developer platform for building voice, video and physical artificial intelligence agents. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Investments
Davos Weighs Private Credit’s Growth Against Rising Scrutiny
January 22, 2026

From a current level of about $2 trillion,  assets in the private credit sector are projected to reach roughly $30 trillion by the end of the decade according to some estimates, representing dizzying scale that has turned what was once a specialist corner of finance...