Some of the U.K.’s digital lenders to small businesses have reportedly reached profitability more quickly than consumer-focused FinTechs. That’s according to a report Thursday (Oct. 15) by the Financial Times (FT), which said this trend comes as small- to medium-sized businesses (SMBs) turn to these...
A small business can have a warehouse full of merchandise, a growing order book and packages moving toward customers, and still struggle to qualify for financing. The problem isn’t that the business lacks money-making potential. It’s that traditional underwriting can struggle to distinguish between the...
Small business optimism dipped in September as concerns about “labor quality or availability” rose, the National Federation of Independent Business (NFIB) said in a Tuesday (Oct. 13) press release emailed to PYMNTS. The NFIB’s Small Business Optimism Index declined 0.8 points to end September at 97.9, the...
Small businesses that sell physical goods generate records before the commercial activity is reflected in the financial accounts or converted into cash. Orders enter commerce systems. Inventory moves into and out of warehouses. Products are picked and packed. Shipments leave for customers. Each step produces...
The World Cup gave small businesses in host cities a sales bump. That, at least, was a relatively predictable outcome. But findings shared in the September 2026 edition of the SMB Growth Report from PYMNTS Intelligence reveal that the bigger surprise is who delivered that sales...
Small businesses could give credit unions their next opening for growth, with demand for artificial intelligence financial tools running ahead of consumer interest. The PYMNTS Intelligence report “The Practical AI Opportunity: Why SMBs Want Guidance Before Automation” revealed in June that 75% of small- to...
Embedded payments infrastructure company NMI is expanding its NMI Business Capital service to help more merchants access financing, according to a Wednesday (Sept. 23) press release. “The expansion reflects NMI’s focus on helping small businesses get the funding they need to be successful,” the release...
Accounts payable technology is being judged on how well it connects to the systems businesses already use, giving developers, IT teams and implementation specialists a larger role in payment-platform decisions. The PYMNTS Intelligence Tracker “Who Decides Now: How Developers and Tech Teams Are Reshaping the...
Watch more: Need to Know With Visa’s Sara Craven Small merchants are preparing for a customer who may find them through artificial intelligence before ever visiting their website, app or store. They aren’t particularly ready. Just 11% of small- to medium-sized businesses (SMBs) qualify as...