SMBs

SMBs
US Small Businesses Expect Improved Conditions for 2026
January 13, 2026

Despite concerns about taxes and supply chains, American small business owners are optimistic about 2026. That’s according to the latest monthly findings from the National Federation of Independent Business (NFIB), released Tuesday (Jan. 13) and showing that 24% of business owners expect better business conditions this year, the first...

SMBs
Why SMBs Can’t Afford Cash Flow Blind Spots as Bankruptcies Hit 15-Year High
January 12, 2026

When small- to medium-sized businesses (SMBs) fail, the postmortem can often fixate on a single cause. With corporate bankruptcies, including those for SMBs, hitting a 15-year high during 2025 according to S&P data, the reality of business failures is increasingly being viewed as the end...

SMBs
Biller Genie Raises $22 Million to Expand AR Automation Platform for Small Businesses
January 07, 2026

Biller Genie raised $22 million in a Series B funding round to expand its cloud-based accounts receivable (AR) automation platform for small and medium-sized businesses (SMBs). The company will use the new funding to accelerate its global expansion and scale its product development, it said...

SMBs
Hugimals Founder Credits Growth to AI, Payments and Amazon Store
January 07, 2026

Artificial intelligence-powered tools and commerce platforms are expanding the reach of small retailers, pulling niche, mission-driven products into the mainstream without requiring massive headcount or capital. That shift is playing out at Hugimals World, a direct-to-consumer brand built around weighted plush products designed to provide...

SMBs
Experian Adds Commercial Data to Ascend Lender Platform
January 05, 2026

Experian made its commercial data information available through its Ascend platform. The move offers “in-depth, granular information on the borrowing and repayment history” of more than 8 million businesses in the United Kingdom to help lenders with their decisions, the data and tech company said...

SMBs
Economic Pressure Pushes Small Businesses to Demand Faster Paydays
December 30, 2025

Small- to medium-sized businesses are preparing for another year shaped by economic pressure, uneven consumer demand and tighter margins, forcing a more disciplined approach to how they operate and grow. Jonathan Aguilar, associate vice president of Partner Experience at Maverick Payments, told PYMNTS in an...

SMBs
Embedded Finance Becomes a Competitive Equalizer for Small Business
December 26, 2025

Embedded finance made its mark as a capability advantage for large retailers and digital-native platforms. By streamlining checkout, offering branded payment products and monetizing customer relationships, mid-market and enterprise retailers were able to scale their digital operations and drive a competitive moat. That narrative held...

SMBs
PayPal to Deepen Small Business Lending Push With PayPal Bank
December 15, 2025

PayPal said it is ready to venture deeper into small business lending. The company applied to the Utah Department of Financial Institutions and the Federal Deposit Insurance Corp. to create PayPal Bank, a proposed Utah-chartered industrial loan company, according to a Monday (Dec. 15) press...

SMBs
Square Pilots Cash Rounding Functionality After Penny Production Ends
December 15, 2025

Square is piloting a cash rounding functionality with sellers in the United States to help them deal with the end of the penny. The solution automatically rounds cash transactions to the nearest five cents, with one or two cents being rounded down to zero, three...