SMBs

SMBs
Small Businesses Find It ‘Hard to Breathe’ as Tariffs Persist
September 29, 2025

Tariffs are placing an increasing strain on small businesses in the United States. Many of these companies did not have the money or storage space to stockpile merchandise before new levies were put into place, The New York Times reported Monday (Sept. 29). These merchants...

SMBs
Study Finds 82% of Small Businesses Bet They’ll Survive, but Higher Costs Still Bite
September 29, 2025

Small business owners rarely lack grit, but today their biggest threat may be too much optimism. A record share of Main Street firms say they are sure they’ll be around two years from now, according to the PYMNTS Intelligence report “Main Street SMB Confidence Rises...

SMBs
65% of SMBs Are Ready to Switch Software for Embedded Finance
September 26, 2025

Small businesses have long depended on management software to keep the books balanced and payroll running. But in 2025, the stakes are different. A growing number of small to medium-sized businesses (SMBs) are prepared to switch software providers outright if their current systems fail to...

SMBs
Triver to Expand Embedded Invoice Financing for UK Small Businesses
September 24, 2025

Triver secured up to 114 million pounds (about $153 million) to expand the embedded invoice financing it offers to small businesses in the United Kingdom. The company’s financing is part equity, via a 14 million pound Series A round, and part debt facility secured with...

SMBs
Daylit Bets $110M That Healthy Capital Beats High-Interest Loans
September 24, 2025

The real-world economy is made up of small- to medium-sized businesses (SMBs) that make, move and install physical things. These firms don’t live in the same cash flow universe as software companies. Orders take weeks to fulfill, invoices sit 60 to 90 days (or longer)...

SMBs
90% of SMBs Say Embedded Finance Is Now Essential
September 19, 2025

Small businesses may not be known for switching software providers. Yet, a striking detail in a new study suggests that’s changing fast — and embedded finance is at the center of the shift. The “Embedded Finance: The New Growth Engine for SMBs” report, part of the PYMNTS...

SMBs
Meta Lets Small Businesses Offer In-WhatsApp Payments
September 18, 2025

Meta will let small businesses offer a payment option within the WhatsApp Business App. The new service was one of several announced in a Thursday (Sept. 18) press release by the tech giant as it hosted its second business summit in Mumbai, India. “Available on...

SMBs
Tariffs Bring Small Businesses to FinTech Lenders
September 15, 2025

U.S. tariffs have ushered in a wave of business for lending startups, Bloomberg reported Monday (Sept. 15). Slope, for example, a company backed by JPMorgan, said applications for its credit lines ballooned by 730% year over year last month, according to the report. The jump...

SMBs
Visa Finds Stored Credentials Boost Small Business Sales
September 09, 2025

Watch more: SMBs and Credentials — Fixing Friction Before It Fails You A payment transaction can easily become a point of failure for small- to medium-sized businesses (SMBs). Payment processing errors and overlooked mistakes are not merely minor inconveniences; they represent tangible financial losses and...