Bank Regulation

Bank Regulation
Debate Over Debit Interchange Caps Set to Heat Up as Commentary Deadline Is Pushed Out
January 24, 2024

The debate over debit card interchange fees — and the cap on those fees — looks set to rage for at least a few more months. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Bank Regulation
Federal Reserve Extends Comment Period on Interchange Fee Proposal
January 23, 2024

The Federal Reserve Board has extended the comment period on its interchange fee proposal. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Bank Regulation
FSB to Recommend Measures to Control Bank Runs Spurred by Social Media
January 22, 2024

The Financial Stability Board (FSB) is set to deliver a report to the G20 in October, shedding light on the influence of social media in accelerating bank deposit outflows and the potential need for changes to liquidity rules. Get the Full Story Complete the form to unlock this article...

Bank Regulation
CFPB Says Overdraft Fees Are Junk Fees — But Are They?
January 17, 2024

Labels are popular on Capitol Hill. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to...

Bank Regulation
CFPB Moves to Close ‘Outdated’ Bank Overdraft Loophole
January 17, 2024

The White House wants to limit the overdraft fees banks can charge customers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Bank Regulation
Smaller Banks Warn of ‘Significant Impact’ From CFPB’s Proposed Overdraft Fee Regulation
January 04, 2024

The calendar has barely turned to a new year — and the Consumer Financial Protection Bureau (CFPB) has already had a fair share of criticism. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Bank Regulation
Journey From Screen Scraping to Open Banking More Marathon Than Sprint
January 03, 2024

The movement to open banking here in the states will prove more marathon than sprint — with twists and turns along the way, with the demise of screen scraping on the horizon. Get the Full Story Complete the form to unlock this article and enjoy...

Bank Regulation
OCC Says Use of AI in Banking Is Emerging Risk 
December 07, 2023

The federal banking system remains sound but faces credit, market, operational and compliance risks, according to the Office of the Comptroller of the Currency (OCC).  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Bank Regulation
Bank Regulators Increase Scrutiny of Lenders’ Risk Management Practices 
December 06, 2023

In an effort to prevent bank failures, U.S. bank supervisors have reportedly increased scrutiny of lenders’ risk management practices and are taking disciplinary action.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...