In a sign that small business lending may be well on its way to moving beyond the traditional conduits of big banks and other larger financial players, online platform Lendio, which helps smaller companies find access to capital, reported heady growth for 2015. Get the...
Online P2P lenders in the U.K. may soon be leaving the digital-only world in favor of getting a toe into brick-and-mortar business — specifically, when it comes to mortgage underwriting. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
Imagine you are a marketing executive at a large or up-and-coming firm considering the possibility of buying some advertising during the Super Bowl. There are a lot of expected parts of that cost-benefit analysis. The exposure to hundreds of millions of waiting eyes versus the $2.5 million...
Even by the unusually turbulent standards set by the first eventful 31 days of 2016, Lending Club’s entrance into the new year has been bumpy to say the least. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
There are few questions that will spark off a loud and potentially violent argument in a room full of politicians, bankers, lawyers or plumbers — because it is hard to find something that all of those groups feel strongly enough about to come to blows...
If the topic is consumer protection, alternative financial services or financial inclusion, one thing is certain: At some point or another, the term “subprime borrowers” is going to come up in the conversation. Get the Full Story Complete the form to unlock this article and...
It is easy to overlook the problem of the unbanked and underbanked in the United States — if for no other reason than it is far from the endemic problem here that it is in other parts of the world. However, depending upon the exact...
As the online lending market heats up, another alternative lender has secured a chunk of funding to help push its capital lending goals. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...
When Kiva got its start a decade ago, the needs of small businesses in developed nations like the U.S. were not its original area of interest. Cofounded by two Stanford MBAs, the alternative lender came into existence when its two founders realized that there was...
