Alternative Credit

Alternative Credit
High Earners Help Banks Take the Lead in Installments
June 03, 2026

Installment lending was once framed as a way to broaden access to credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Alternative Credit
Propel Secures $150 Million for FreshLine Consumer Credit Product
March 10, 2026

FinTech Propel Holdings debuted FreshLine, an unsecured personal line-of-credit offering, according to a Tuesday (March 10) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Alternative Credit
Confidence and Cash Flow Shape Working Capital Strategies for Middle-Market Firms
June 16, 2025

The link between feeling good and playing good isn’t just tied to sports. It can hold sway in the business landscape, too. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Alternative Credit
Tight Credit Market Creates ‘Goldilocks Scenario’ for Alternative Lenders
June 12, 2025

The traditional credit supply chain is showing signs of strain, leaving millions of consumers seeking alternatives to conventional banking products and opening new avenues for technologically driven lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Alternative Credit
FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk
May 28, 2025

The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants, and at what interest rate. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Alternative Credit
Platforms Use Cards and Deposits to Become Alternatives to Traditional Banks
February 24, 2025

FinTechs — especially platforms — are capitalizing on the continued buildout of digital solutions and products, including cards, to give consumers an alternative to traditional banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Alternative Credit
62% of Credit Card Outsiders Use Alternative Credit Products
February 18, 2025

Many consumers without credit cards face financial challenges. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Alternative Credit
Lemon Launches Flexible Financing Solutions for SaaS Vendors
October 10, 2024

Lemon announced Thursday (Oct. 10) that the company has launched and that its financing platform built for software-as-a-service (SaaS) sales teams is live. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Alternative Credit
HSBC and Tradeshift Target B2B Embedded Lending Opportunity With New Venture
October 03, 2024

HSBC has launched an embedded finance venture aimed at its business clients. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...