Alternative Credit

Alternative Credit
Has Alternative Lending Seen Its VC Peak?
March 26, 2019

In 2015, news outlets ran articles about the “gold mine” of venture capital investments in the alternative finance sector. The industry indeed proved to be lucrative for FinTechs, with alternative lending often landing at the top of venture capital investment reports with giants like Kabbage, OnDeck...

Alternative Credit
KPMG: Australia’s AltFin Sector Worth $1B
March 21, 2019

KPMG, an advisory and audit company, has released numbers that say Australia has a 32 percent share of the APAC alternative finance market, according to reports. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Alternative Credit
How Frank Wants To Help Students Stay Away From Debt
March 06, 2019

Much has been written about the student loan crisis in the U.S. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Alternative Credit
PayPal Hits £1B UK SMB Lending Milestone
March 06, 2019

PayPal said on Wednesday (March 6) that it has provided more than £1 billion in financing to small businesses in the United Kingdom through its Working Capital program. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Alternative Credit
How POS Financing Can Make The Friendly Skies Much Friendlier
March 06, 2019

The family vacation to Disney World. The trip to a best friend’s destination wedding. The retired couple’s once-in-a-lifetime bucket list getaway. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Alternative Credit
Levchin: Why The Affirm-Walmart Partnership Is More Than POS Credit
March 04, 2019

As we learned last week, purchase financing for Walmart customers is changing. In fact, the change has already begun and will continue to roll out over the next several weeks. Going forward on both Walmart’s website and at nearly all of Walmart’s physical locations nationwide, customers will be...

Alternative Credit
What Smart, Conversational AI Adds To Credit Scoring
February 26, 2019

Traditional credit-scoring models have not had it easy in the court of public opinion over the last few years. The complaints vary in their specifics, but all revolve around a basic premise: The old credit-scoring models are too backward-looking in a world where real-time data is...

Alternative Credit
Nav CEO On Breaking SMB Financing’s ‘Black Box’
February 18, 2019

Starting a business in the United States requires being courageous, someone who embraces the idea of success as a long shot. In fact, to be a successful entrepreneur, it is probably best to be the sort of person who ignores the odds entirely. Get the...

Alternative Credit
How To See The Customer ‘Beyond The Credit Score’
February 13, 2019

“What’s in a name? That which we call a rose by any other name would smell as sweet.” -William Shakespeare, Romeo & Juliet Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...