By combining permissioned customer data with artificial intelligence (AI), financial institutions can tailor moments of interaction today and anticipate the needs and products clients will demand tomorrow, in a shift toward “cognitive banking” that builds on trusted relationships. Get the Full Story Complete the form...
AI agents are fast becoming the new gatekeepers of commerce, shrinking discovery from thousands of listings to a handful of curated options and collapsing checkout into a single click. Google, PayPal and eBay are racing to control that interface, each with a distinct strategy but...
Stripe has launched new tools that enable businesses to issue their own stablecoins, prepare for agentic commerce and better monetize their artificial intelligence products. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
AI’s future may not belong solely to the giant models that grab headlines with trillion-parameter counts. Nvidia’s latest research makes the case that small language models (SLMs) could prove more practical and more profitable in the enterprise. The argument is straightforward: SLMs are powerful enough...
Artificial intelligence (AI) is supposed to make business smarter, faster and more efficient. But in 2025, it is just as often making things up. Hallucinations, the confident invention of facts, figures and sources, have become a headline risk. Get the Full Story Complete the form...
When Neil Armstrong and Buzz Aldrin landed on the Moon in 1969, their giant leap for mankind was also a giant mass of dependencies navigated over eight long years. Saturn V had to work flawlessly. Navigation systems had to process more than they ever did,...
Enterprise spending on GenAI is slowing as finance leaders recalibrate their priorities in a shifting macroeconomic environment. Just 26.7% of CFOs expect to raise GenAI budgets in the next 12 months, according to a recent PYMNTS Intelligence survey (from the chart below) of 60 enterprises....
The holiday season may drive record revenues, but it also brings with it a surge in fraud attempts. With scams, cyberattacks and chargebacks spiking during peak shopping, merchants face an increasingly complex balancing act: protecting profits and customers without slowing down sales. And this year,...
California Governor Gavin Newsom on Monday (Sept. 29) signed the Transparency in Frontier Artificial Intelligence Act, making the state the first in the U.S. to require developers of advanced artificial intelligence systems to disclose how they manage catastrophic risks. The measure, Senate Bill 53, establishes...
