BNPL

BNPL
PayPal Sells $7 Billion in BNPL Loans to Blue Owl Capital
September 24, 2025

PayPal formed a two-year, multibillion-dollar pact with asset manager Blue Owl Capital. Under the partnership, funds managed by Blue Owl will purchase roughly $7 billion in loans from PayPal’s “Pay in 4” buy now, pay later (BNPL) program, the payments giant said in a Wednesday...

BNPL
Apple Pay Partners With Affirm for In-Store Purchase Options
September 15, 2025

Consumers can now access Affirm’s payment options when making in-store purchases with Apple Pay on iPhone in the United States. The move marks an expansion of a capability that was already available when checking out with Apple Pay online and in-apps, Affirm said in a...

BNPL
Gap Adopts Klarna Payment Options Across Apparel Brands
September 12, 2025

Specialty apparel retailer Gap Inc. now offers Klarna’s payment options to U.S. shoppers across its four brands, including Old Navy, Gap, Banana Republic and Athleta. When shopping online or in-app, U.S. shoppers can now access Klarna’s Pay in Full and Pay in 4 payment options,...

BNPL
Klarna IPO Spotlights 10 Things to Know About the BNPL Consumer
September 11, 2025

Klarna made its expected big splash on Wednesday (Sept. 10) with its New York Stock Exchange debut, raising roughly $1.37 billion at an IPO price of $40 per share, and sending its stock soaring about 30% to an opening price of $52, valuing the firm...

BNPL
High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
September 10, 2025

Shoppers in the United States aren’t just swiping their credit cards; they’re splitting them. The PYMNTS Intelligence report “Split Shift: How Card Installments Are Reshaping the Pay Later Landscape” shows that the rise of installment plans on general-purpose and store-branded cards is beginning to reshape...

BNPL
Equipifi Integrates BNPL Into Jack Henry’s SilverLake Banking Platform
September 04, 2025

Financial institutions using Jack Henry’s SilverLake System banking platform can now deploy equipifi’s buy now, pay later (BNPL) solution. This capability results from equipifi joining the Jack Henry Fintech Integration Network, which helps Jack Henry’s customers deploy third-party products, the companies said in a Thursday (Sept. 4) press release....

BNPL
BNPL Expands as Credit Holds Firm
August 29, 2025

Earnings season has offered up a snapshot of the sweeping impact buy now, pay later (BNPL) payments are making in commerce, as they are now firmly mainstream, and are gaining omnichannel scale as consumers increasingly use BNPL both online and at physical stores. Rounding up...

BNPL
Walmart Becomes Klarna’s Biggest Retail Partner in Canada
August 25, 2025

Flexible payments firm Klarna has brought its payment solution to Walmart Canada. The roll-out, announced Monday (Aug. 25), makes Walmart Canada and its 400-plus stores the largest retailer in that country to host Klarna’s flexible payment offerings. “We’re always looking for innovative ways to enhance the shopping experience and provide...

BNPL
Klarna Says $1.6 Billion Warehouse Financing Facility Supports Growth Strategy
August 21, 2025

Klarna secured a warehouse financing facility with Santander that provides a total funding capacity of up to 1.4 billion euros (about $1.6 billion). This marks the company’s first such facility with Santander as the sole lender and helps Klarna diversify its funding sources and support...