Consumer Finance

Consumer financing is when a business offers financing to their customers with help from a professional finance company. This allows the consumer to pay for a good or service they couldn't pay for up front in cash or credit card. Consumer finance is helpful for both businesses and consumers
Consumer Finance
Inflation Cooled but Essentials Tightened Their Grip
March 11, 2026

Inflation in the United States appears contained for the moment, yet the latest reading suggests consumers may be navigating a calm that could prove temporary. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Consumer Finance
New Report Shows Emergency Expenses Are Now Just the Norm
March 10, 2026

Life has a way of introducing expenses without regard for timing, and household budgets increasingly bear reality in mind. From routine car maintenance to medical bills, unexpected costs have become part of how consumers plan, save and manage cash flow. Get the Full Story Complete...

Consumer Finance
Robinhood Bets on Family Finance to Compete With Wall Street
March 05, 2026

When Robinhood Markets burst onto the scene, it targeted individual retail investors. Now, it’s going after their households. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Consumer Finance
Three Generations Face the Same Bills and Make Different Moves
February 25, 2026

Picture three Americans staring at the same electric bill. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Consumer Finance
The Hidden Driver of Consumer Spending Isn’t Income. It’s Mobility
February 24, 2026

Job security has long been treated as the cornerstone of financial stability, yet new data suggest that security without mobility can narrow economic choices rather than expand them. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Consumer Finance
Planned Purchases Rise as Financial Stress Eases, Study Finds
February 23, 2026

Many Americans are turning themselves down for credit before a lender ever does. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Consumer Finance
Americans Are Rewriting Household Budgets to Make Room for Extended-Family Support
February 20, 2026

As financial pressures intensify across the U.S., a growing number of consumers are shouldering an obligation that rarely shows up as a line item in household budgets: financial support for extended family members and friends. Get the Full Story Complete the form to unlock this...

Consumer Finance
Experian Targets Consumer Cash With High-Yield Savings Bet
February 09, 2026

Experian now offers consumers a high-yield digital savings account. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Consumer Finance
Buy Now, Pay Later Moves to Groceries, Utilities and Travel as Millennials Lead the Shift
February 09, 2026

What began as a checkout convenience for sneakers and sofas is now threading its way into grocery aisles, utility bills and subscription renewals, as paying over time assumes a regular place in household budgeting. Get the Full Story Complete the form to unlock this article...