The new year has dawned with consumers in the United States navigating a cooling labor market, elevated borrowing costs and persistent inflation expectations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...
Extended households have become a defining feature of U.S. consumer finance, even as they remain underrepresented in traditional financial models. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....
Rising costs are no longer just squeezing household budgets. They are reshaping how different generations make financial decisions, from grocery shopping to healthcare use, according to new PYMNTS Intelligence research. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
For much of the past decade, “living paycheck to paycheck” has functioned as shorthand for low wages. PYMNTS Intelligence’s research this year suggests something more complicated: a broadening spectrum of financial fragility that increasingly reaches into the middle—and, at times, higher-income—tiers. Get the Full Story...
Student loan borrowers are seeing increased success in discharging their loans in bankruptcy court. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...
The U.S. Education Department is set to resume garnishing wages from student loan borrowers in default. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...
Gemini Space Station affiliate Gemini Titan has made its prediction markets platform available to customers in the United States. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...
More than 9 million student loan borrowers have missed at least one payment this year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...
Bank of America strategists reportedly expect consumers’ growing use of prediction markets and sports gambling sites to create new credit risk for lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...