Consumer Finance

Consumer Finance
Latest Credit Data Signals a Reset and Resilience
January 09, 2026

The new year has dawned with consumers in the United States navigating a cooling labor market, elevated borrowing costs and persistent inflation expectations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Consumer Finance
Proactive Technology Helps Extended Households Turn Strain Into Stability
January 02, 2026

Extended households have become a defining feature of U.S. consumer finance, even as they remain underrepresented in traditional financial models. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Consumer Finance
1 in 3 Young Adults Turn to Friends and Family as Costs Rise
January 01, 2026

Rising costs are no longer just squeezing household budgets. They are reshaping how different generations make financial decisions, from grocery shopping to healthcare use, according to new PYMNTS Intelligence research. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Consumer Finance
Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers
December 31, 2025

For much of the past decade, “living paycheck to paycheck” has functioned as shorthand for low wages. PYMNTS Intelligence’s research this year suggests something more complicated: a broadening spectrum of financial fragility that increasingly reaches into the middle—and, at times, higher-income—tiers. Get the Full Story...

Consumer Finance
Student Debt Increasingly Wiped Away by Bankruptcy
December 28, 2025

Student loan borrowers are seeing increased success in discharging their loans in bankruptcy court. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Consumer Finance
Defaulting Student Loan Borrowers Risk Wage Garnishment
December 23, 2025

The U.S. Education Department is set to resume garnishing wages from student loan borrowers in default. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Consumer Finance
Gemini Adds Prediction Markets to Financial Super App in US
December 15, 2025

Gemini Space Station affiliate Gemini Titan has made its prediction markets platform available to customers in the United States. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Consumer Finance
One in Five Student Loan Borrowers Have Missed a Payment in 2025
December 14, 2025

More than 9 million student loan borrowers have missed at least one payment this year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Consumer Finance
Bank of America Strategists Say Prediction Markets and Sports Gambling Could Pressure Credit Quality
November 25, 2025

Bank of America strategists reportedly expect consumers’ growing use of prediction markets and sports gambling sites to create new credit risk for lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...