Consumer Finance

Consumer Finance
Bank of America Strategists Say Prediction Markets and Sports Gambling Could Pressure Credit Quality
November 25, 2025

Bank of America strategists reportedly expect consumers’ growing use of prediction markets and sports gambling sites to create new credit risk for lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Consumer Finance
Synchrony CFO: Why Experience — Not Credit — Is the New Competitive Moat in Consumer...
November 24, 2025

For Synchrony Chief Financial Officer Brian Wenzel, the story of today’s consumer isn’t about inflation, credit tightening, or macro stress signals. It’s about expectation. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Consumer Finance
Hourly Wage Drop Foreshadows a $14B Hit to Consumer Spending
November 21, 2025

The “Wage to Wallet™ Index: Wage Volatility’s $14B Consumer Spending Gap,” a collaboration between PYMNTS Intelligence, WorkWhile and Ingo Payments, offers a detailed look inside the U.S. Labor Economy at a moment when small shifts in wages are delivering outsized consequences for spending, confidence and...

Consumer Finance
Cash App Offers Insights Into Lending Decisions, Enables Pay Over Time
November 19, 2025

Cash App has announced that it will test a feature that allows users of its money app to see how their choices affect the company’s lending decisions, and a feature that lets its cardholders turn purchases into pay-over-time loans. Get the Full Story Complete the...

Consumer Finance
Zillow Lets Renters Report Payments to Credit Bureaus
November 19, 2025

Zillow is offering a tool designed to let renters build credit through rent payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Consumer Finance
FIS Adds Consumer Auto Finance Capabilities to Asset Finance Platform
November 18, 2025

FinTech company FIS has added U.S. consumer auto finance capabilities to its FIS Asset Finance platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Consumer Finance
Fed Data Finds Consumers Want More Credit but Not More Cards
November 17, 2025

A tightening credit backdrop is changing how Americans think about credit cards, from whether to apply for a new account to how often to ask for a higher line. PYMNTS Intelligence data and the most recent New York Federal Reserve Bank’s Credit Access Survey together...

Consumer Finance
Record Auto Delinquencies Have Subprime Lenders Worried
November 16, 2025

Record levels of late car payments is putting pressure on subprime auto lenders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Consumer Finance
Debt Grows, Savings Shrink and BNPL Fills the Gap
November 07, 2025

The pile of household debt keeps growing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...