Consumer Finance

Consumer financing is when a business offers financing to their customers with help from a professional finance company. This allows the consumer to pay for a good or service they couldn't pay for up front in cash or credit card. Consumer finance is helpful for both businesses and consumers
Student Loan Borrowers Scramble to Pick New Repayment Plans
Consumer Finance
Student Loan Borrowers Scramble to Pick New Repayment Plans
September 13, 2026

Millions of federal student loan borrowers are racing to pick new repayment options under the governmental rules. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Surprise Bills Test the Value of Subprime Credit
Consumer Finance
Surprise Bills Test the Value of Subprime Credit
September 09, 2026

Watch more: Need to Know With Concora Credit’s Jason Tinurelli Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Paycheck-to-Paycheck Consumers Have Already Cut the Lattes
Consumer Finance
Paycheck-to-Paycheck Consumers Have Already Cut the Lattes
September 09, 2026

Meet Tom and Elaine. (Our names, not theirs.) Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Block Lets Lenders Access Cash App Credit Insights
Consumer Finance
Block Lets Lenders Access Cash App Credit Insights
September 01, 2026

Block says it is opening its Cash App score to external lenders for the first time. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Summer Expenses Will Follow 77% of Gen Z Into Fall
Consumer Finance
Summer Expenses Will Follow 77% of Gen Z Into Fall
September 01, 2026

The biggest threat to the summer budget may be the expenses consumers can’t cancel. New PYMNTS Intelligence data suggests that groceries, utility bills and transportation costs are putting more pressure on household budgets than vacations, camps or back-to-school shopping. Get the Full Story Complete the...

TransUnion Overhauls Credit Scoring System for UK Consumers
Consumer Finance
TransUnion Overhauls Credit Scoring System for UK Consumers
August 26, 2026

TransUnion says it is modernizing the way it calculates U.K. consumers’ credit scores. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

62% of Financially Improving Households Have a Savings Cushion
Consumer Finance
62% of Financially Improving Households Have a Savings Cushion
August 26, 2026

As today’s consumer confidence reading from The Conference Board shows, metrics can be complicated. They may be holding in a narrow range, but household finances are moving in a less stable direction. Get the Full Story Complete the form to unlock this article and enjoy...

Consumers Make Budgets Work by Doing More Than Cutting Back
Consumer Finance
Consumers Make Budgets Work by Doing More Than Cutting Back
August 25, 2026

Households squeezed by higher prices are getting better results when they treat budgeting like a toolbox, not a single pair of scissors. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Rising Fuel Costs Change How 64% of Workers Work
Consumer Finance
Rising Fuel Costs Change How 64% of Workers Work
August 18, 2026

A posted hourly wage can overstate what a shift is worth to the person being asked to work it. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...