The emergency fund used to sit in a savings account, earned modest interest, and waited for the water heater to fail or the transmission to give out. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...
For a generation raised on smartphones, Gen Z has embraced a budgeting habit their grandparents would recognize instantly: cash stuffing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....
Earned wage access has largely solved the question of availability. The remaining challenge is persuading workers that it deserves a place in their regular financial lives. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
Loan repayment histories, credit card balances and outstanding obligations have traditionally shaped most underwriting decisions. That approach is beginning to widen as lenders search for stronger evidence of how consumers manage money between borrowing events. Get the Full Story Complete the form to unlock this...
Klarna users can now access a free financial health check delivered by financial well-being provider Money Wellness through the Klarna app. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...
A steady job still gives many consumers confidence, but the latest data shows that confidence alone is no longer enough to keep financial resilience intact. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...
Consumers around the world are continuing to make discretionary purchases despite rising prices, according to Visa. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...
For decades, lenders have treated employment as a proxy for stability. But more Americans are piecing together income from hourly work, contract jobs, commissions and gig platforms that can produce dramatically different paychecks from one week to the next. Get the Full Story Complete the...
The number of consumers who refinanced their auto loan in the first quarter nearly doubled compared to the same period two years earlier, The Wall Street Journal (WSJ) reported Wednesday (June 24). Get the Full Story Complete the form to unlock this article and enjoy...
