Consumer Finance

Consumer financing is when a business offers financing to their customers with help from a professional finance company. This allows the consumer to pay for a good or service they couldn't pay for up front in cash or credit card. Consumer finance is helpful for both businesses and consumers
Consumer Finance
Rising Fuel Costs Change How 64% of Workers Work
August 18, 2026

A posted hourly wage can overstate what a shift is worth to the person being asked to work it. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Consumer Finance
Banks Built for Paychecks Meet the Cash Flow Generation
August 17, 2026

For much of the past century, banking products evolved around the regular paycheck. But findings in the August 2026 edition of The Millennial Playbook, a report by PYMNTS Intelligence, reveal that as work becomes more fragmented, simply holding the checking account may become less valuable...

Consumer Finance
Mortgage Decline Masks Growing Card and Auto Debt
August 11, 2026

A rare decline in overall U.S. household debt has masked the fact that consumers are still adding balances to the forms of credit most closely tied to everyday spending and purchases. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Consumer Finance
Method Financial CEO Says Lenders Spot Borrower Financial Distress Too Late
August 10, 2026

Watch more: Monday Conversation With Method’s Jose Bethancourt Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Consumer Finance
Consumers Cut Extras as Credit Card Debt Nears a Record
August 07, 2026

The June credit report indicates that the checkout total can keep rising even when the consumer’s financial cushion is getting thinner. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Consumer Finance
Enova CEO Says Better Data, Not AI Hype, Will Decide Who Gets Credit
August 07, 2026

Watch more: Need to Know With Enova’s Steve Cunningham Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Consumer Finance
The Usual Financial Lifelines Are Failing Labor Economy Workers
August 06, 2026

Paying an unexpected bill is often only the beginning of the financial problem. For many households, the larger challenge is what happens after the emergency has passed, when the next paycheck arrives already committed to covering the cost of the previous one. Get the Full...

Consumer Finance
Age and Income Miss the Real Divide in Financial Health
July 29, 2026

Two consumers can share a generation, an income bracket and many of the same expenses while occupying markedly different financial positions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Consumer Finance
Oportun Deploys AI to Help Consumers Save for Recurring Expenses
July 27, 2026

Oportun has expanded its savings app, Set & Save, to include a new artificial intelligence-powered feature that identifies routine bills and automatically helps members save toward upcoming payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...