Consumer Finance

Consumer Finance
Nearly Half of Consumers Earning $100,000 a Year Live Paycheck to Paycheck
March 09, 2022

Nearly half of consumers earning more than $100,000 in annual income currently live paycheck to paycheck, according to New Reality Check: The Paycheck-To-Paycheck Report, a PYMNTS and LendingClub collaboration based on a survey of 2,633 U.S. consumers. Get the Full Story Complete the form to...

Consumer Finance
Nearly Half of High-Income Earners Now Live Paycheck to Paycheck
March 03, 2022

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

Consumer Finance
24% of Consumers Don’t Trust Digital Account Opening Tech
February 22, 2022

Fifty-nine percent of consumers have opened new financial accounts in the past year, according to Account Opening And Loan Servicing In The Digital Environment, a PYMNTS collaboration with Finicity, a Mastercard company. Get the Full Story Complete the form to unlock this article and enjoy...

Consumer Finance
70% of Millennials Live Paycheck to Paycheck
February 16, 2022

Consumers who are currently living paycheck to paycheck hail from all generations and all income brackets, according to New Reality Check: The Paycheck-To-Paycheck Report, a PYMNTS and LendingClub collaboration that is part of a monthly series based on surveys of more than 36,000 U.S. consumers....

Consumer Finance
Ranks of Paycheck-to-Paycheck Consumers Expected to Swell in 2022
February 15, 2022

The data is sobering. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing...

Consumer Finance
42% of Consumers Want FIs to Offer Automatic Data Transfer When They Open New Accounts
February 15, 2022

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

Consumer Finance
Paycheck-to-Paycheck Report: Gen Z Consumers Would Struggle Most to Pay $400 Emergency Expense
February 14, 2022

No one likes surprises when it comes to financial planning, but many people can afford to overcome the unexpected payout more than others. For those living paycheck to paycheck, though, an unexpected expense can send their financial picture into upheaval and increase their stress levels...

Consumer Finance
Report: Paper Still Plagues Bill Payment Processes for 88% of Utility, Consumer Finance Firms
February 11, 2022

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

Consumer Finance
PYMNTS Intelligence: 61% of the US Population Living Paycheck to Paycheck
February 09, 2022

A perfect storm of pandemic economic pressures is driving more working Americans to have to make ends meet between paychecks — a situation that isn’t improving much, if at all. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...