No one needs to be told that eCommerce is becoming a more important part of consumers’ daily lives. Any number of stats — from the 2018 holiday shopping season, for instance, or a Deep Dive by PYMNTS into how much shoppers spend with Amazon — confirm...
When it comes to managing personal finances, consumers are seemingly taking one step forward and three steps back. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...
It’s been 10 full days since government workers missed their paychecks due to the prolonged government shutdown, and one of the most recognizable crowdfunding companies is stepping in to help. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
SWIFT announced Wednesday (Jan. 16) that it published a standard for the Pay Later APIs, which it said is a key step in enabling the adoption of a new consumer payment model. Get the Full Story Complete the form to unlock this article and enjoy unlimited...
Cash flow can make or break daily life for consumers or businesses. Not enough in your account? Plan on asking your landlord for a few more days to pay the rent. Not able to quickly access those funds in that check you just received? Payroll...
A new report has found that as debt rates have climbed to pre-recession levels, minority consumers are struggling to reach financial parity. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...
Affirm, a company founded by entrepreneur Max Levchin to provide fair alternative credit, has launched a new free saving account that offers a 2 percent annual interest rate. The move comes amid other such recent offers in the finance world. Get the Full Story Complete...
Nearly all American millennials plan on making a financial resolution in 2019, with some of the biggest goals being to save more money, budget more effectively and pay off debt. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...
New data has found that the default levels for bank cards, auto loans and first mortgages have reached their lowest levels of 2018 within the past three months. The S&P/Experian Consumer Credit Default Composite Index shows that the composite rate rose one basis point from...
