Credit Cards

Credit Cards
AI Opens a New Distribution Channel for Credit
August 31, 2026

Economic pressure is incentivizing consumers more reason to compare the cost of a purchase, the possibility of financing behind it and the alternatives before committing. Financial providers are embedding those choices into a new place: the artificial intelligence (AI) platforms consumers are using to research...

Credit Cards
Premium Card Users Find Rewards Tougher to Tap, Report Says
August 31, 2026

High-end credit cardholders are reportedly finding it tougher to make the most of their cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Credit Cards
Experian Brings Conversational Credit Card Browsing to ChatGPT
August 27, 2026

Experian has launched an app on OpenAI’s ChatGPT that helps consumers discover and compare credit card options through a conversation, the company said in a Thursday (Aug. 27) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Credit Cards
35% of Subprime Consumers Remain Outside the Card Market
August 27, 2026

More than 1 in 3 subprime consumers sit outside the card market, leaving lenders and merchants with room to build a more manageable entry point to credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Credit Cards
Visa and Bluefin Put Payment Security Inside the Acceptance Stack
August 25, 2026

Visa has launched a partnership with payment and data security infrastructure firm Bluefin. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Credit Cards
Credit Card Delinquencies Edge Up to 2.5% Across Top Banks
August 18, 2026

The average credit card delinquency rate ticked up from 2.48% in June to 2.50% in July, Seeking Alpha reported Tuesday (Aug. 18), based on the results of seven banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Credit Cards
Square Lets Sellers Put More Business Bills on Their Credit Card
August 11, 2026

Businesses can now use their Square Credit Card to pay vendors that don’t accept cards, as well as those that do, Square said in a Tuesday (Aug. 11) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Credit Cards
Credit Card Competition Act Gains New Senate Support
August 10, 2026

A trio of senators have lent their support to the Credit Card Competition Act. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Credit Cards
Bilt Cardholders Receive Mistaken Collection Notices Tied to Third-Party Reporting Error
August 04, 2026

About 1,850 Bilt cardholders received mistaken collection notices, the Wall Street Journal reported Tuesday (Aug. 4). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...