Credit Cards

Card Delinquencies Keep Falling as Lending Creeps Up
Credit Cards
Card Delinquencies Keep Falling as Lending Creeps Up
May 21, 2024

Credit card delinquencies reportedly fell in April amid signs of improved lending activity. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Unlocking ‘Self-Driving Money’ With Smarter Card Reward Management
Credit Cards
Unlocking ‘Self-Driving Money’ With Smarter Card Reward Management
May 21, 2024

Most credit cards — more than 80% — offer rewards to their users. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

38% of Consumers Earning Over $100K Carry Co-Branded Credit Cards
Credit Cards
38% of Consumers Earning Over $100K Carry Co-Branded Credit Cards
May 13, 2024

PYMNTS Intelligence finds that 2.5 times as many consumers possess a general-use credit card than own a co-branded credit or store card.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

34% of Consumers Haven’t Heard of Card-Linked Offers
Credit Cards
34% of Consumers Haven’t Heard of Card-Linked Offers
May 13, 2024

Card-linked offers — promotions intended to entice consumers to use their credit and debit cards — are incredibly popular with consumers. That is, once they use them. According to PYMNTS Intelligence’s report “Card-Linked Offer Growth Hinges on First-Time Users,” after their first experience with card-linked...

Federal Judge Blocks CFPB Rule Limiting Credit Card Late Fees
Credit Cards
Federal Judge Blocks CFPB Rule Limiting Credit Card Late Fees
May 10, 2024

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and...

Co-Branded Credit Card Holders Seek Perks From Retailers
Credit Cards
Co-Branded Credit Card Holders Seek Perks From Retailers
May 10, 2024

Among consumers turning to co-branded credit cards to maximize their rewards, the lion’s share want these perks from their favorite retailers, PYMNTS Intelligence research shows. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Financially Struggling Consumers Twice as Likely to Hit Credit Card Limit
Credit Cards
Financially Struggling Consumers Twice as Likely to Hit Credit Card Limit
May 09, 2024

Many consumers hit their credit card limit at least sometimes, and for consumers struggling to get by financially, that percentage skyrockets. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Senator Marshall Presses for Credit Card Competition Act Vote
Credit Cards
Senator Marshall Presses for Credit Card Competition Act Vote
May 08, 2024

U.S. Sen. Roger Marshall, R-Kan., aims to secure a vote on the Credit Card Competition Act (CCCA) by adding it to the Federal Aviation Administration (FAA) Reauthorization bill. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

CFPB Official Urges Consumers to Consider Small Credit Card Issuers
Credit Cards
CFPB Official Urges Consumers to Consider Small Credit Card Issuers
May 08, 2024

Consumers should proceed with caution when selecting their next credit card, according to a recent blog post from the Consumer Financial Protection Bureau (CFPB). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...