Faster payments are no longer held back by technology or regulation. They are held back by perception. That is the central tension explored in Reality Check: Fact vs. Fiction in Real-Time Payments Fraud, the August 2025 report from PYMNTS Intelligence and The Clearing House. The study...
Across the Middle East, governments, banks and global payments firms are treating digital payments as foundational infrastructure for future economic activity. The focus is not limited to consumer convenience or incremental efficiency gains. There’s a burgeoning broader effort to build systems that can support cross-border...
Payments services firm EBANX is expanding its network token operations in Latin America. As the company noted in a news release Thursday (Dec. 11), this technology replaces a card’s sensitive primary account number (PAN) with a secure, dynamic token (DPAN), thus protecting cardholder data and...
Migrating payment systems to post-quantum cryptography is feasible but requires further testing and preparation, according to a report released Thursday (Dec. 11) by the Bank for International Settlements (BIS). The report “Project Leap: Quantum-proofing payment systems” shared the results of a test of post-quantum cryptography...
Vertical software companies have built thriving businesses by deeply understanding niche industries. Education technology platforms, for example, manage enrollment, tuition schedules and financial aid. Healthcare systems coordinate scheduling, billing codes and insurance workflows. Field-service platforms help contractors dispatch crews, track jobs, and manage customers. But...
Instant payouts are gaining traction as more recipients choose to receive money immediately. According to From Fast to Sticky: Why Instant Payouts Win Repeat Customers, a November 2025 PYMNTS Intelligence study produced in collaboration with Ingo Payments, more than half of individuals who receive instant...
Visa is attempting to help Syria build a digital payments ecosystem and integrate into the global digital economy. The company formed a partnership with the Central Bank of Syria and financial authorities and institutions, and it will launch operations in the country to support a...
The Clearing House says its three payment networks achieved record results in November. “The performance across the CHIPS, EPN, and RTP networks in November reflects the strong growth across all types of digital payments and the immense trust the financial industry places in The Clearing House’s payment systems,” Pat Antonacci, the...
Merchants chasing global growth are learning that cross-border sales succeed only when payments feel as local as possible. That is the new message emerging from the latest Payments Optimization Tracker, which shows that consumer expectations have shifted faster than many retailers’ payment strategies. The report, Going...