The race for faster settlement through automated clearinghouse (ACH) payments continues to heat up. And Western Union soon may be in the driver’s seat. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
Host Card Emulation (HCE) has been hailed as the cloud-based fix for what ails secure mobile payments. But while HCE solves one problem, it still lives in the cloud. Suppose cloud connectivity were unavailable or lost? In a recent podcast interview, PYMNTS spoke with Shaunt...
Some countries fear there will be an increase in the value of their local currencies stemming from the European Central Bank’s new monetary policies, which took effect June 11. Higher currency value could affect their foreign trade, they contend. Thus far, however, the long-term impact...
Safety, liquidity and transparency. Those are three key levers to delivering the two things that treasury managers seek when evaluating new products and services: value and efficiency. Market Platform Dynamics CEO Karen Webster chatted with Capital One’s new Head of Treasury Management Product Innovation, Jim...
More hospitals and physicians practices are combining charges for various services into single bills as opposed to billing patients or insurers separately for the various aspects of their care. Though bundling has shown to reduce costs, many commercial insurers have been hesitant to support the...
Online competition is hammering brick-and-mortar stores, as in-store sales continue to fall. To protect their market shares, U.S. department stores must generate 2 percent top-line growth, a new Fitch Ratings report suggests. Ironically, mu
In his semi-annual Report to Congress and the President this week, CFPB Director Richard Cordray provided an overview of the bureau’s progress in protecting consumers from financial harm. So far, billions has been put back in consumers’ pockets and a slew of actions against banks...
PayPal co-found Max Levichin is back in the payments game, this time with the modest goal of recreating a consumer finance. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...
Better late than never. That adage might be true in certain scenarios, but not when it comes to small-to-medium-sized enterprises (SMEs) in Ireland making invoice payments. Research shows that not only are the majority of invoice payments late, but also that late or unpaid bills...
