[vc_row][vc_column][vc_column_text]Cyber Monday 2015 is now one for the record books. Analysts say that more than $3 billion was spent by consumers, a dramatic increase over 2014. Higher employment rates and lower gas prices have boosted consumer confidence, and that enthusiasm was reflected on the biggest...
Insurance is, by its very nature, not an easy product to sell because it requires customers to give up current cash flow to hedge against a bad future situation of some kind. Consumers don’t like giving up their current cash flow, nor do they like thinking...
The lack of deep pockets and room for experimentation makes many small and medium enterprises ask, “What’s in it for me?” before jumping on technology solutions that claim to be the latest and greatest. The PYMNTS.com Small Business Technology Adoption IndexTM, powered by Sage, decided...
What’s it like to be the CFO of a payments company? It means wearing many hats, thinking strategically about investments, and working closely with every department of the company. It’s a cog in the wheel that keeps the company running on a day-to-day basis. But what...
Square’s birth opened up the floodgates for mPOS to flourish. But its growing pains are also reflective of the industry’s journey from fragmentation to consolidation. While the company has achieved its first corporate milestone with the IPO, there are significant lessons to be learned from...
There will be more than 6.4 billion connected or Internet of Things devices in the next year. These “smart” devices will be capable of ingesting data about its environment, transmitting that data to other devices and even responding to the call with action, if accurately...
‘Tis the season to be digital. ECommerce forecasts for all of 2015 are expected to reach $349 billion in the U.S. and $1.67 trillion globally. Analysts report that this holiday season alone, digital will drive $70 billion in sales – with roughly 14 percent of...
We know that consumers influence how merchants think about innovation – but who influences what those consumers fall in love with and want to use at those merchants? In the November issue of The PYMNTS Developer Tracker, powered by Vantiv, we highlight the many ways...
Although innovation is about the “now,” the most effective ones are those that initiate long-term improvement. As part of PYMNTS’ Commanders In Chief Series, Guy Duncan, Chief Technology Officer at PayU, discusses the importance of innovation that isn’t just a “big bang,” but “fuel that...
