At the heart of much of the push toward faster payments is ISO 20022 — the new messaging standard for financial institutions that standardizes the payments messaging scheme for payments, cards, foreign exchange and other transactions. Get the Full Story Complete the form to unlock this...
Small business financial service providers are beginning to realize the value in linking their business customers to lending services. PayPal launched its Working Capital unit in 2013, for example, while QuickBooks took to partnering with other lenders to fill in its small business financing gaps....
The winding down of the holiday season is no excuse to be slack in security, as recent news shows that hackers certainly aren’t taking a vacation. The latest Retail Security Tracker shares what retailers need to be looking out for as we head into the...
Shakespeare famously wrote that “a rose by any other name would smell as sweet,” but that poetic sentiment doesn’t quite translate when it comes to dissimilar prices on similar products. For the most part, customers don’t want to feel like superficial differences to a product,...
New Zealand is often grouped with Australia, but the nation has an impressively rising market for FinTech. Earlier this month, for instance, the nation got its fourth alternative lender: Lending Crowd. The company provides SMEs with loans of up to NZ$200,000 (about $137,000) and has...
Under the 2010 Dodd-Frank Act, the Consumer Financial Protection Bureau is required to enforce rules written into the law that require lenders to collect data on their small business lending processes. But the CFPB has yet to actually do so, meaning data that analysts saw...
As 2015 wraps up, we take a look back at the year in commercial cards. The biggest stories suggest a trajectory of mobility, sophisticated data analytics and the continuing effort to retreat from controversial practices. Take a look at what these stories were below. Get...
Just about every retailer entered the 2015 holiday shopping season beating their chests with increasingly ambitious shipping options for hard-to-please consumers. This year may go down as one where shoppers finally developed an expectation for same-day and express delivery, and such a dramatic change didn’t...
Right after the Christmas season comes, of course, the season of returns. With unwanted items accounting for as much as 15 percent of all holiday sales, retailers are now in the midst of handling those comebacks, employing varying degrees of difficulty for consumers.
