Controversial

When Targeted Promotions Really Miss
March 07, 2015

“Why does Facebook think I’m a plus-sized woman who wants a payday loan?” -Brian Henriksen, Assistant Vice President, Operational Risk Management, U.S. Bank Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Why Apple’s Fraud Problem Is Bigger Than Apple
March 06, 2015

There’s an old saying, taken from a story in the Old Testament, that goes something like this – “Be ever cautious, every rich man’s house has a servant’s entrance.” The saying is meant as a warning to never feel too secure. Get the Full Story...

PayPal Pairs With Paydiant (To Change The M-Pay Game?)
March 03, 2015

While Apple may have made the most anticipated announcement of September 2014, PayPal easily took the crown for the most unexpected a few weeks later. That’s when it told the world that it would split from its parent company eBay and go out on its...

Airbnb’s Problem With Good Reviews
February 27, 2015

In the era of online marketplaces and the sharing economy, it is unsurprising that users’ reviews are important. Depending on which study one favors, between 83 and 88 percent of consumers use online reviews as a tool to guide their purchasing decisions. Uber drivers who average...

Inside The Bitcoin Blockchain
February 27, 2015

Anonymous and untraceable. That’s been among the calling cards of bitcoin since Day 1. It is, in fact, what makes bitcoin so novel. It has all of the attributes of cash, but it’s digital. So, if that’s the case, how in the world did the...

Digital Payments Breeds Big Tippers
February 24, 2015

Digital payment systems are making consumers nicer. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

What’s Up with WhatsApp And Payments?
February 21, 2015

Almost exactly one year ago Facebook managed to shock just about everyone with its $19 billion dollar acquisition of chat app WhatsApp?  Published reactions of disbelief included Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Are Bitcoins Funding ISIS?
February 20, 2015

2015 has been a tough year for bitcoin’s public image. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Will The CFPB Get Its Own Watchdog?
February 19, 2015

Back in 2010 and in the aftermath of the financial meltdown, the CFPB was created by passage of the Dodd-Frank Act. Its intentions were to protect consumer rights in the financial sector with authority over banks, credit unions, debt collectors, securities firms, payday lenders, mortgage-servicing...