Controversial

Bitcoin’s Rollercoaster Ride to Nowhere
October 07, 2014

The Bitcoin exchange rate gets a lot of attention. Look at all the stories today over the fact that the exchange rate dipped below $300 on October 5, 2014 for the first time in 11 months, reaching $288.82 and down $869.51 from its all time...

Controversial
Will Google Leverage Android Rules To Revive Google Wallet?
October 06, 2014

Is Google tightening the screws on large Android OEMS that leverage the Android operating system to revive Google Wallet in the face of the new Apple Pay challenge? That may be why the search giant is introducing new requirements for Android certification. According to confidential...

The PayPal Split Is Like A Great Painting: Everybody Sees Something Different In It
October 01, 2014

The PayPal/EBay separation is a story of contradictions. eBay says that the fast pace of the payments space—and the huge recent changes (Apple Pay and Alibaba’s IPO)—require a move right away: So they’re saying that they will separate by the end of 2015. Get the...

Apple Pay
Apple Pay’s European Biz Model Needs A Reboot
September 30, 2014

Apple Pay’s U.S. business model is based on issuers giving it a rebate on the fees they collect from merchants. But what happens when those fees are really low and headed lower? That’s Apple’s issue in Europe as it looks across the pond to find...

Controversial
How Banks Can Survive In A Post-2020 Payment Market
September 29, 2014

What a payment represents in 2020 will be much different from it does today, as it will represent much more than just the settlement of a transaction or the movement of funds. In fact, the market transformation has already begun, new research results suggest. Get...

B2B Payments
The Fed Wants To Clean Up Token Confusion
September 29, 2014

The Federal Reserve Banks of Boston and Atlanta applaud the many efforts to standardize payment tokenization, except the part that there are in fact so many such efforts. The potential for confusion and, much worse, standards conflicts undermining token efforts—especially in mobile—is a great concern...

The Basement Drops Another Floor
September 26, 2014

Just a few weeks ago we thought that a $500 bitcoin floor was the bottom of the barrel, but bitcoin has dipped even further, reaching a new low, down in the 400’s. This week bitcoin took a long fall down to $410.61 from $450.68.

B2B Payments
Audit Finds DOT Travel Card Misuse
September 25, 2014

In fiscal 2012, U.S. Department of Transportation (DOT) employees spent $175 million using government-issued travel cards. Problem was, some employees given the cards spent a combined $183,000 on cash advances and $2.1 million on purchases unrelated to government travel, according to a new report from...

B2B Payments
Procurement’s Spend Visibility Challenge
September 23, 2014

During a recent webinar on procure-to-pay (P2P) trends, participants were polled about what they saw as their greatest P2P challenge. The biggest, cited by a third of procurement specialists attending, was the lack of accurate spend visibility. Get the Full Story Complete the form to...