Legal & Regulation

AML
N26 Fined Almost $5M for AML Deficiencies
September 29, 2021

German financial watchdog BaFin blasted online bank N26 for weak anti-money laundering (AML) controls and imposed a 4.25 million euro ($4.93 million) fine on the digital banking platform, according to a report in the Financial Times on Wednesday (Sept. 29). Get the Full Story Complete...

Bank Regulation
AML/KYC: Obstacle or Opportunity for Banks and FinTechs
September 28, 2021

Regulatory agencies and financial institutions (FIs) agree on the importance of protecting the banking ecosystem from illicit activity and fraudulent users, but the methodology of fraud prevention varies. Know your customer (KYC) is a crucial battleground for debate in the anti-money laundering (AML) space. Get...

Legal & Regulation
Chinese Regulators Order Alibaba To Adopt Tencent’s WeChat Pay
September 28, 2021

In a push to even the playing field and stop monopolistic practices, Chinese regulators ordered Alibaba to adopt Tencent’s WeChat Pay on its platform, CNBC and other news outlets reported on Tuesday (Sept. 28). Get the Full Story Complete the form to unlock this article...

ANTITRUST
Google Looks to Topple $5 Billion EU Antitrust Fine With Appeal
September 27, 2021

Google on Monday (Sept. 27) launched its appeal to rescind the $5 billion antitrust fine levied by the European Union, according to a Wall Street Journal report. Google argues that its Android operating system for mobile devices has bolstered competition instead of diminishing it, according...

Legal & Regulation
US House Committee to Consider Bill to Decriminalize Cannabis
September 26, 2021

The House has introduced a bill to decriminalize marijuana, per the official text of the bill. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Legal & Regulation
FTC Chair Lina Khan Shapes New View For Antitrust Enforcement
September 24, 2021

The new direction for the Federal Trade Commission (FTC) was outlined with five principles in a recent staff memo from Chair Lina Khan that emphasized the oversight of Big Tech mergers and their “structural dominance.” Get the Full Story Complete the form to unlock this article and...

ANTITRUST
China Widens Mobile Payments Antitrust Probe
September 24, 2021

The central bank of China is planning to “deepen” its mobile payments-focused antitrust probes, even though it has seen “interim progress” in the last year, its deputy governor said on Friday (Sept. 24), according to a South China Morning Post report. Get the Full Story...

CFPB
CFPB Data Shows Lower-Income Areas More Likely to File Complaints on Credit Reporting, ID Theft
September 23, 2021

Lower-income, mostly Black and Hispanic, communities were more likely to submit complaints to the Consumer Financial Protection Bureau (CFPB) about credit reporting, identity theft and delinquent servicing, a report from the agency shows, per a Thursday (Sept. 23) press release. Get the Full Story Complete...

Legal & Regulation
Biden to Name CBDC Advocate Saule Omarova to Lead OCC
September 23, 2021

President Joe Biden is pushing to nominate Cornell University Law School professor Saule Omarova to lead the Office of the Comptroller of the Currency (OCC), a move that could happen as soon as this week, Bloomberg reported on Thursday (Sept. 23), citing three unnamed sources....