Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
OpenAI Brings Subscription Tier and Ads to US
January 16, 2026

OpenAI is bringing a new subscription tier and ads to the United States. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Artificial Intelligence
WEF Says AI Can Unlock $4.5 Trillion if CEOs Fix Execution
January 16, 2026

Talk of an artificial intelligence (AI) bubble may be missing the more contrarian reality: AI capability is advancing so fast that the economic payoff is less a mirage than a management problem. Get the Full Story Complete the form to unlock this article and enjoy...

Artificial Intelligence
More Than 60% of US Adults Now Start New Tasks With AI
January 16, 2026

For most of the internet era, consumer search behavior followed a familiar routine. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Artificial Intelligence
President Trump Orders Data Centers to Pay for Power as AI Strains the Grid
January 15, 2026

President Donald Trump is set to unveil an emergency plan Friday (Jan. 16) that would make data center owners, not households, cover the cost of new power plants as electricity demand surges. Get the Full Story Complete the form to unlock this article and enjoy...

Artificial Intelligence
Cybersecurity Shifts to Early Warning as AI Scales
January 15, 2026

According to the World Economic Forum’s Cyber Risk in 2026 outlook, artificial intelligence (AI) is expected to be the most consequential factor shaping cybersecurity strategies this year, cited by 94% of surveyed executives as a force multiplier for both defense and offense. Get the Full...

Artificial Intelligence
Global AI Boom Squeezes Consumer Tech Memory Supply
January 15, 2026

The expansion of generative artificial intelligence is exerting pressure beyond data centers and cloud providers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Artificial Intelligence
Amazon, Meta and Microsoft Join Wikimedia’s Commercial Platform for AI Training
January 15, 2026

Wikipedia gained support from five more companies that use its content to train their artificial intelligence platforms. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Artificial Intelligence
AI’s New Math: More Power, Less Compute
January 15, 2026

The historical link between capability and operating expense in artificial intelligence (AI) is beginning to fracture. Previously, as AI models get smarter, the cost to run them scaled at a near-prohibitive clip, where every simple customer query triggers the full computational weight of a massive...

Artificial Intelligence
BlackRock Says AI Partnership Raises $12.5 Billion Toward $30 Billion Goal
January 15, 2026

BlackRock has raised $12.5 billion in its artificial intelligence partnership with Microsoft, Bloomberg reported Thursday (Jan. 15), citing commentary from the company’s fourth-quarter 2025 earnings call. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...