Artificial Intelligence

PYMNTS covers artificial intelligence as it transforms payments, commerce and financial services, from generative AI and agentic commerce to fraud detection, underwriting and customer engagement. Our reporting pairs breaking news with proprietary data and expert analysis to examine how AI is reshaping business models, operational efficiency and competitive dynamics across the connected economy.
Artificial Intelligence
Zest AI Secures Strategic Investment for AI-Powered Lending Solutions
November 04, 2025

Zest AI said Tuesday (Nov. 4) that it secured strategic investment for its artificial intelligence-powered lending solutions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Artificial Intelligence
Instacart Rolls Out New AI Solutions for Grocery Stores
November 04, 2025

Instacart launched artificial intelligence tools aimed at “grocers of all sizes,” according to a Tuesday (Nov. 4) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Artificial Intelligence
The Cybernetic Teammate: When One Human Plus AI Equals Two
November 04, 2025

The saying “two heads are better than one” never accounted for the use of artificial intelligence. Updated research from two business schools show what AI and a human collaboration can do. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Artificial Intelligence
Cognizant Adopts Anthropic’s AI Models for Enterprise Clients and Internal Teams
November 04, 2025

Cognizant, which helps clients modernize their technology and reimagine their processes, adopted Anthropic’s large language model, Claude, to help its enterprise clients and internal teams. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Artificial Intelligence
From Agentic Payments to AI Infrastructure: This Week’s Startup Funding
November 04, 2025

FinTech startup Natural has raised $9.8 million in seed funding to build payments infrastructure for “agentic payments,” enabling software agents to transact on behalf of businesses and users. The round was co-led by Abstract and Human Capital, with participation from leading FinTech and artificial intelligence...

Artificial Intelligence
Snowflake Intelligence Takes Aim at Banking’s AI Trust Gap
November 04, 2025

As impressive as artificial intelligence (AI) in all its forms can be, its effectiveness still depends on one essential factor: the quality and governance of the data that powers it. For financial institutions that sit atop vast reservoirs of information, this connection between data and...

Artificial Intelligence
Sam Altman Says OpenAI Revenue Is Over $13 Billion and Growing Steeply
November 03, 2025

OpenAI is doing “well more” than $13 billion in revenue, CEO Sam Altman said on a BG2Pod podcast over the weekend. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Artificial Intelligence
Vibe Coding Won’t Replace Humans Anytime Soon, Data Shows
November 03, 2025

Autonomous coding agents can now generate, test and debug entire applications but they still falter without human oversight. A new academic work titled, “A Survey of Vibe Coding with Large Language Models” finds that even advanced models capable of building complete apps lose accuracy and...

Artificial Intelligence
OpenAI Strikes $38 Billion Cloud Deal With AWS
November 03, 2025

AWS and OpenAI have announced a $38 billion agreement that enables OpenAI to run its AI workloads on AWS infrastructure, starting immediately. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...