News

Security & Fraud
PYMNTS Crypto Crime Series: The $612 Million Heist That Wasn’t
January 20, 2022

What kind of thief gives back $612 million a few days later, saying it was all a prank aimed at showing how poor his victim’s security system is? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Merchant Innovation
H&R Block Debuts Spruce Mobile Banking to Help Consumers With Personal Finance
January 20, 2022

Hoping to help combat economic stress and support financial well-being, H&R Block is debuting a mobile banking platform called Spruce, the company announced Thursday (Jan. 20). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Regulation
US Retailers May Face an Uphill Road To Challenge Visa, Mastercard Swipe Fees 
January 20, 2022

U.S. retailers, via the Merchants Payment Coalitions, have sent a letter to the Federal Trade Commission (FTC) and the Department of Justice (DoJ) on Wednesday urging regulators to investigate credit card fees.  Get the Full Story Complete the form to unlock this article and enjoy...

Retail
Visa Sees the Cloud as Cornerstone of Retail’s Digital Transformation
January 20, 2022

Commerce is everywhere. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications...

Risk Management
New Risk Scoring Model Opens Credit Doors for Small Businesses Banks Leave Behind
January 20, 2022

Using alternative data to underwrite business loans to small- to medium-sized businesses (SMBs) isn’t new, whether pulling from social media or using other nontraditional means. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Regulation
One FinTech’s Take on the Regulatory Showdowns Looming for BNPL, Crypto and Swipe Fees
January 20, 2022

For two years now, a furiously digitizing financial sector has read regulatory signals across several pressing fronts from buy now, pay later (BNPL) to cryptocurrency, awaiting decisions from Washington that hold the potential to transform the landscape for newcomers and established players alike. Get the...

Security & Fraud
Protecting Corporate Payments Requires Collaboration on Multiple Fronts
January 20, 2022

Preventing payments fraud is a multilayered problem that requires a multilayered approach, Allen Shiber, chief technology officer at nsKnox, told PYMNTS. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Bitcoin
Bitcoin Daily: EU Regulator Thinks Crypto Mining Needs to Be Banned; US Hearing Will Look...
January 19, 2022

Erik Thedéen, a leading European Union financial regulator, thinks the EU should ban the system used to mine bitcoin due to energy use concerns, according to a Financial Times report Wednesday (Jan. 19). Get the Full Story Complete the form to unlock this article and...

International
EMEA Daily: Aldi Launches London Pilot of Cashierless Supermarket, InsurTech Zego Plans European Expansion
January 19, 2022

In today’s top Europe, Middle East and Africa news, Aldi is piloting its first cashierless supermarket in London, and InsurTech Zego plans its European expansion. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...