News

Risk Management
New Risk Scoring Model Opens Credit Doors for Small Businesses Banks Leave Behind
January 20, 2022

Using alternative data to underwrite business loans to small- to medium-sized businesses (SMBs) isn’t new, whether pulling from social media or using other nontraditional means. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Regulation
One FinTech’s Take on the Regulatory Showdowns Looming for BNPL, Crypto and Swipe Fees
January 20, 2022

For two years now, a furiously digitizing financial sector has read regulatory signals across several pressing fronts from buy now, pay later (BNPL) to cryptocurrency, awaiting decisions from Washington that hold the potential to transform the landscape for newcomers and established players alike. Get the...

Security & Fraud
Protecting Corporate Payments Requires Collaboration on Multiple Fronts
January 20, 2022

Preventing payments fraud is a multilayered problem that requires a multilayered approach, Allen Shiber, chief technology officer at nsKnox, told PYMNTS. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Bitcoin
Bitcoin Daily: EU Regulator Thinks Crypto Mining Needs to Be Banned; US Hearing Will Look...
January 19, 2022

Erik Thedéen, a leading European Union financial regulator, thinks the EU should ban the system used to mine bitcoin due to energy use concerns, according to a Financial Times report Wednesday (Jan. 19). Get the Full Story Complete the form to unlock this article and...

International
EMEA Daily: Aldi Launches London Pilot of Cashierless Supermarket, InsurTech Zego Plans European Expansion
January 19, 2022

In today’s top Europe, Middle East and Africa news, Aldi is piloting its first cashierless supermarket in London, and InsurTech Zego plans its European expansion. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Payment Methods
Report: Contactless Payments Gain on Credit Cards
January 19, 2022

Credit cards may be consumers preferred way to pay, but contactless methods are waiting in the wings. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Investments
Santander Buys 30% Stake in Atempo Growth to Fund Tech Startups
January 19, 2022

In a bid to expand its commitment to financing high-growth European tech companies, Santander Bank has acquired a 30% stake in Atempo Growth, an independent venture debt manager, the Madrid-based lender announced Wednesday (Jan. 19.) Get the Full Story Complete the form to unlock this...

Retail
Today in Retail: Tom Brady, Nordstrom Team on Clothing Brand; Lego Builds Store of the...
January 19, 2022

Today in retail, Tom Brady and Nordstrom are teaming up on apparel, while Lego looks to the future with its new store concept. Plus, retailers are navigating the ever-increasing glut of returns. Get the Full Story Complete the form to unlock this article and enjoy...

International
ElasticRun Set to Raise $300M in SoftBank-Led Round
January 19, 2022

ElasticRun, a kirana commerce platform helping businesses connect with rural India, is expecting to raise $300 million in a funding round led by SoftBank, according to a report Wednesday (Jan. 19) from The Times of India. Get the Full Story Complete the form to unlock...