A change in how potential mortgage borrowers are assessed may be on the horizon. Soon, FICO may not be the only game in town. The Federal Housing Finance Agency (FHFA) — the federal body that stands behind the guarantors of most American mortgages, Fannie Mae...
With the holiday shopping season behind us, most shoppers can probably say with confidence that the worst part of the whole experience was trying to remember passwords for the eCommerce sites they shopped. Get the Full Story Complete the form to unlock this article and...
Fraud is rampant in the furniture, appliance and home improvement industries. The average mid-range chargeback for purchases between $100 and $500 is up from $288 to $336. In this episode of the Global Fraud Index podcast with Karen Webster, Sourabh Kothari, director of merchant advocacy...
It’s no secret that businesses want to accept electronic payments, because consumers demand innovation and choice in the way they transact. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...
2017 was a tough year for some of the biggest names in alternative financial services in the U.S. – Prosper, OnDeck and LendingClub, in particular. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...
Voice activation, artificial intelligence, alternative financing and IPOs: These were some of the year’s hottest topics in the payments industry – and for better or worse, they all underwent significant disruption in 2017. Meanwhile, blockchain, open banking and APIs shook things up in the B2B...
Happy New Year! Ready to hit the gym? Gonna learn to speak Mandarin this year? Have a book club to form? Those are all perfectly fine pursuits - but before you go to get a jump on this year, it might be helpful to get...
Ah, another year come and gone. Many people are looking ahead to the new year with hope, while others are simply happy to say goodbye to the old one. But whether 2017 was kind or cruel, one thing is for sure: New Year’s Eve will...
National Credit Union Administration (NCUA) chairman J. Mark McWatters is in the running to be named the next leader of the Consumer Financial Protection Bureau (CFPB), according to Thursday (Dec. 28) reports from American Banker. Get the Full Story Complete the form to unlock this...
