News

Retail
Discover Finds Digital Divide In Consumer Spending
December 03, 2015

The holiday shopping season is officially in full swing and as a recent survey points out, so are the spending habits of millennials. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Financial Inclusion
The Consumer Credit Market Boom
December 03, 2015

Six billion and counting. According to VantageScore, that’s how many credit scores generated by its model have been used by card issuers and other industry participants. Yet, VantageScore tells PYMNTS, there remains one category in which the use of alternative scores has yet to take...

Merchant Innovation
Shopping Data Favors Google, Not Amazon (So Far)
December 03, 2015

When it comes to shopping searches, more consumers are reportedly opting for Amazon over Google, but as Re/code reported Tuesday (Dec. 1), sales data from the Thanksgiving holiday weekend may put the odds back in Google’s favor. Get the Full Story Complete the form to...

The US EMV Migration Shift: 60 Days In
December 03, 2015

With the October 1st EMV liability shift well behind us, just how far has the industry come? And how much has really changed? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

News
New Rules Loom Over Illicit And Terrorist Financing
December 02, 2015

In a step to codify and certify the fight against terrorism – specifically efforts to block funding steered to terrorists and money laundering activities – one state is looking to tighten the spigots. Get the Full Story Complete the form to unlock this article and...

Security & Fraud
Investigation Casts Doubt On China’s Role In OPM Hack
December 02, 2015

While China has long been suspected of launching the massive cyberattacks against the U.S. Office of Personnel Management (OPM) earlier this year, a new probe into the breaches shows the culprits may not be affiliated with the country’s government after all. Get the Full Story...

Consumer Insights
Millennials Make Billions With Beacons – But At A Heavy Price
December 02, 2015

With so many purchases to make for others every holiday shopping season, is it any surprise that some consumers stray from their gift lifts and indulge in some retail therapy for themselves every once in a while? Pushing shoppers toward last-minute impulse buys is a...

Clicks Up, Power Down Over Black Friday Weekend
December 02, 2015

How was your Black Friday weekend? Thanks to shoppers (perhaps like you), many retailers did well. Thanks to too many of online shoppers (perhaps like you), some retailers had problems. Find out who fared better and who fared worse -- plus Birchbox makes a move...

Retail Growth By Not Growing
December 02, 2015

Five Black Fridays ago, outdoor clothing retailer Patagonia declared its surprising mission to limit its own growth in the name of the environment. In the years since, the company has actually seen its profits rise. How did this retail paradox become possible?