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After the Credit CARD Act, Credit Cards Are Safer and More Transparent ― But Challenges...
October 19, 2010

Abstract: Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS...

How Long Does a New Platform Have to Ignite or Fizzle
October 18, 2010

Not long is the short answer.  A completely unscientific but reasonably educated guess is a couple of years.  Here I explain why. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Is Durbin Unconstitutional; Will it Slash Interchange Fees Up to 95%?
October 12, 2010

TCF Financial is suing to stop the Durbin Express. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

PYMNTS.com Visits the CTIA Enterprise and Applications Conference
October 06, 2010

October 6, 2010 Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications...

Why Even Great Payments Ideas Crash and Burn
September 29, 2010

The movie promo for “The Social Network” screams “You Don’t Get to 500 Million Friends without Making a Few Enemies.”  I haven’t seen it yet but I’ve heard that the film suggests that Mark Zuckerberg stole the idea for Facebook.  That’s hardly a novel charge...

Durbin, Debit, and Financial Reform
September 20, 2010

The U.S. Congress is in the final stretches of passing financial reform legislation which has been under intense discussion and debate since the implosion of the financial system in September 2008. Congress is now trying to reconcile the Senate bill spearheaded by Senator Dodd and...

The Good, the Bad, and the Uncertainty on the Financial Reform Legislation
September 20, 2010

This morning, June 25, at 5:39am, House and Senate negotiators reached agreement on financial reform legislation. The full details of the final proposed legislation will be revealed over the few days, prior to the Senate and House votes next week, here. It would be premature...

What’s Next with Card Regulation? The Next Steps with Dodd-Frank Act
September 20, 2010

The President will sign the Dodd-Frank Wall Street Reform and Consumer Protection Act later this week. That will set the clock ticking on number of deadlines established by the financial regulation reform bill.  Here are the two big ones to watch for. Get the Full...

Is Borrowing Bad? The Critical Debate We Aren’t Having
September 19, 2010

There’s a critical debate this country must have but isn’t. Is borrowing money a bad thing that consumers and small businesses should be discouraged from doing in part by restraining lenders? Or is credit essential to the well-being of consumers and small businesses and the...