Offering up its latest quarterly report on the “Credit Card Landscape,” this time around for the second quarter of 2015, CardHub stated that rates were “fairly stable” with two exceptions: rates slipped (1.5 percent) for those consumers with excellent credit and rose (3.6 percent) for...
When payments pundits start talking mobile payments, there’s always two hot topics that are top of mind: biometrics and authentication. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...
The Alibaba affiliate Ant Financial has given its Alipay mobile app an upgrade that will help transform it from a mobile wallet to a payments platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...
The use of tokens – the concept of a surrogate being used to replace something of value – is nothing new in payments and financial services. But the consumer-driven demand for smart devices, coupled with rapidly changing technologies, has the industry buzzing about what’s next...
In the “Land Down Under” there’s a growing market for alternative lenders, who cater to the funding needs of small and mid-sized businesses that typically need more capital than the big Australian banks are willing to dole out. Here’s how one platform, ThinCats, links borrowers...
EMVCo, the industry governing body that oversees standards related to the EMV chip cards and payments including tokenization and 3D Secure, said eight new members have joined its consortium. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...
How much are consumers really addicted to their smartphones? Well, when it comes to mobile banking, the answer is quite addicted. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...
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Online retailers who deliver goods in five days or less are likely to garner repeat buyers among their clientele, according to a survey by Shopatron, a cloud-based distributed orders management solutions company. Get the Full Story Complete the form to unlock this article and enjoy...