Regulation

Regulation
Busy Year in Big Tech Regulation May Have Been a Warm Up for 2026
January 01, 2026

A new presidential administration in the United States and a new executive commission in the European Union transformed technology regulation in 2025. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Regulation
Three State Privacy Laws Impact Payment Processors Starting Jan. 1
December 30, 2025

New consumer privacy laws go into effect Thursday (Jan. 1) in Kentucky, Indiana and Rhode Island, each holding implications for banks, FinTechs and merchants. Together, they add to the growing patchwork of state-level privacy regimes payment processors must navigate, imposing new burdens on compliance departments....

Regulation
FDIC Support Clears a Path for Tokenized Deposits to Scale
December 29, 2025

Tokenization is steadily reshaping how financial assets are recorded and moved, and support from regulators is paving the way for wider use across financial services. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Regulation
UK Allows Firms to Set Their Own Limits for Contactless Payments
December 19, 2025

The United Kingdom’s Financial Conduct Authority (FCA) said rule changes that will take effect in March 2026 will allow banks and payment service providers to set their own limits for contactless payments. Get the Full Story Complete the form to unlock this article and enjoy...

Regulation
OCC Reduces Regulatory Mandate Covering Citi’s Risk Management Systems
December 18, 2025

The Office of the Comptroller of the Currency terminated a July 2024 amendment to an October 2020 consent order with Citi having to do with deficiencies in the bank’s risk management systems. Get the Full Story Complete the form to unlock this article and enjoy...

Regulation
Instacart AI Pricing Tool Faces FTC Investigation
December 18, 2025

Federal regulators are reportedly seeking information about Instacart’s artificial intelligence (AI) pricing tool. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Regulation
US Considers Fining EU Companies in Response to Bloc’s Regulatory Actions
December 16, 2025

The United States Trade Representative (USTR) said Tuesday (Dec. 16) that the U.S. will consider imposing fees or restrictions on foreign companies in response to lawsuits, taxes, fines and directives imposed on U.S. service providers by the European Union (EU) and some EU member states....

Regulation
SEC Signals Green Light for Finance’s Shift Toward Tokenization
December 16, 2025

When it comes to cryptocurrency, the Securities and Exchange Commission is increasingly trading in its stance of enforcement for one of education and enablement. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Regulation
Former OCC Director Michael Hsu Takes a Seat at the Venture Table
December 15, 2025

Watch more: Monday Conversation With Michael J. Hsu Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...