Opinion

Opinion
Blockchain, Digital Currencies Meeting Need for Financial Innovation
April 19, 2022

“Nobody knows how cryptocurrency will evolve in 2022, but one thing remains clear,” writes Jonathan Levin, co-founder and chief strategy officer at Chainalysis, in the PYMNTS eBook “Endemic Economics: 32 Payments Execs on the ‘Next Normal’ That Never Happened” — it’s here to stay. But only...

Opinion
Continuing Innovations Show Cryptocurrencies and Blockchain Aren’t a Flash in the Pan
April 19, 2022

Cryptos have made inroads into the collective consciousness, and are making inroads, bit by bit, into mainstream commerce in ways that would have been scarcely imaginable only a few years ago, Shaun Worley, head of product at BitPay, writes in the PYMNTS eBook, “Endemic Economics:...

Opinion
Misses: Siloed Point Solutions; Hits: Consolidated, Integrated Scalable Software 
April 18, 2022

Too many accounting teams are still consumed with reconciling software systems that don’t talk to each other, manually consolidating data from multiple sources, chasing paperwork and building Excel sheets for reporting and analysis. It’s time for them to get off the treadmill and embrace a...

Opinion
B2B Payments Solutions — the Catalyst to Economic Recovery
April 18, 2022

As we shifted the way we work and spend money, the impact of that digital revolution was felt to a greater degree across the payments industry, writes NIUM Chief Product Officer Robin Gandhi in the PYMNTs eBook “Endemic Economics: 32 Payments Execs on the ‘Next...

Opinion
Time for a Reset on Digitalization
April 18, 2022

Digitalization has opened a world of opportunity for smart, hardworking, resourceful entrepreneurs to reach new heights of success, writes Payoneer Chief Revenue Officer Robert Clarkson in the PYMNTs eBook “Endemic Economics: 32 Payments Execs on the ‘Next Normal’ That Never Happened.” Expect innovations that make...

Opinion
Hitting Reset on Disputes
April 18, 2022

The shift from brick-and-mortar purchases to internet sales changed how consumers and merchants interact and left a growing gap in transaction clarity from when consumers make a purchase to when they review their credit card statements, Verifi COO and General Counsel Sara Craven writes in...

Opinion
The Acceleration of BNPL and Cryptocurrency
April 15, 2022

While BNPL solutions have hit the mark, it is too early to predict what impacts — positive or negative — cryptocurrency might have on credit unions and the broader payments industry, Tom Gandre, executive VP and chief operating officer at PSCU, writes in the PYMNTS...

Opinion
FinTechs and the Retail Banking Reset
April 15, 2022

“Bank” is no longer just a location — somewhere you go — but has transformed into a verb — something you do. As the industry goes through a top-to-bottom digital revolution, it’s time for traditional banks and FinTechs to start working together to offer customers...

Opinion
Digital Commerce Will Continue its Dominance in 2022
April 15, 2022

Given the pace of innovation and high consumer adoption, the payments industry is primed for even more innovation, writes Ava Kelly, chief product officer at i2c, in the PYMNTS eBook, “Endemic Economics: 32 Payments Execs on the ‘Next Normal’ That Never Happened.” Look for technologies and...