SMBs

SMBs
37% of Small Businesses Ready to Switch Providers for Embedded Credit
August 27, 2025

For years, accounting teams inside small- to medium-sized businesses (SMBs) were consigned to back-office number crunching. Now they’re stepping into a more strategic role powered by the rise of embedded finance. The technology, long billed as a tool to simplify customer payments, is reshaping how...

SMBs
SMBs Trade Fees for Liquidity as Instant Payments Replace Credit Lines
August 26, 2025

Cash flow has long been the make-or-break factor for small enterprises. Unlike large corporations with credit lines, cash reserves and investor buffers, small- to medium-sized businesses (SMBs) often run on tight liquidity schedules. Delays in receiving payments can ripple through the organization. Vendor bills pile...

SMBs
Hospitality Struggles While Micro-Businesses Stage a Comeback on Main Street
August 25, 2025

For several years, small- to medium-sized businesses (SMBs) in the United States have lived under a cloud of uncertainty. From pandemic shutdowns to runaway inflation and supply chain chaos, the expectation has been that Main Street could crack under the weight of global pressures. Now,...

SMBs
Square Introduces Grant Program for Small Businesses
August 22, 2025

Square has introduced a grant program designed to provide local businesses with financial support and mentorship. The Cornerstone Grant Program will provide selected Square sellers with a $10,000 grant, support from a certified public accountant, financial therapy sessions with a board-certified therapist, business technical assistance from the Northwest...

SMBs
Main Street Shrugs at Tariffs, Banks on Growth
August 22, 2025

It seems like a massive disconnect. But for the payments industry, it’s an opportunity. One the one hand, the current administration’s shifting tariffs on imported goods and commodities ranging from Swiss watches and Brazilian coffee to Canadian aluminum and steel are a blow to companies...

SMBs
Logistics May Decide How Well Small Businesses Manage Tariff Turmoil
August 21, 2025

Watch more: Logistics May Decide How Well Small Businesses Manage Tariff Turmoil When tariffs hit small- to medium-sized businesses (SMBs), the impact isn’t a ripple. It’s a gut punch. SMBs don’t have the resources, capital or leverage to do much about the supply chain pressures...

SMBs
Credit Card Giants Miss the Mark With Small Business
August 21, 2025

In the complex world of small and medium-sized businesses (SMBs), financial and operational agility is often the key to survival and success. Against this backdrop, credit cards are emerging as both an essential tool and a persistent frustration.  A newly released PYMNTS Intelligence report, “SMB...

SMBs
Mobile-First Gives Rural Small Businesses a Real Shot at Growth
August 18, 2025

Small businesses don’t sell the same way everywhere, but it’s the digital shift that can be the tailwind to sales growth, no matter the location, especially as the mobile phone is being used in brick-and-mortar settings. PYMNTS Intelligence data shows small‑town and suburban firms are...

SMBs
Payoneer and Stripe Team to Bolster Small Business Cross-Border Trade
August 18, 2025

Small business-focused FinTech Payoneer is expanding its online checkout offering in partnership with Stripe. The collaboration is aimed at cross-border small- to medium-sized businesses (SMBs) wishing to sell direct-to-consumer, according to a Monday (Aug. 18) press release. “We are committed to simplifying cross-border online trade...